About 10 minutes to apply.
Funding in as little as
two business days.

Apply Now

Fast access to financing options like:

  • Business Lines of Credit

    up to $100K to manage seasonal cash flow, receivables, and inventory

  • Non-Real Estate Term Loans

    up to $100K for renovating your work space or buying new equipment

  • Business Credit Card

    for everyday spending, with no annual fee, and unlimited 2X rewards*

  • 1

    We'll ask you simple, step-by-step questions about your business

  • 2

    We'll provide personalized financing options for you, and your rate

  • 3

    Accept the terms and get funding in as little as two business days

Apply Now

We offer live support if you have any questions when applying.

Have a question about our card or other business financing options? Contact a banker or visit a branch.

Legal information and Disclosures

Loans and credit cards are subject to approval and are for business purposes only. Conditions, fees, and restrictions may apply.

* Reward Points: Reward Points have no value until redeemed by the cardholder for a reward. Two (2) points are earned for every $1 in qualifying net purchases on the Business Rewards Card. There is no limit to the Points and the Points have no expiration date as long as the account remains open and in good standing. Points are awarded only on net purchases (purchases minus any returns or adjustments). Balance transfers, cash advances, convenience checks, interest charges and any kind of fees charged to the account do not count as purchases. Qualifying purchases can be made by any and all cardholders on a single Account. Value of awards, Points required for an award, and awards offered may vary from time to time without notice. If your Account is closed for any reason, you will no longer be able to accumulate Points and all Points which have accrued with that Account will be eliminated. Accounts must be in good standing to claim and redeem Points. Points that have been accrued will be reflected on the cardholder’s monthly credit card statement and online at and cannot be transferred, assigned, bought or sold by the cardholder. All awards are subject to availability and may be withdrawn, changed or replaced at any time. The Bank of the West Rewards Program is subject to the current Program Rules that will be sent to you after your account is opened or can be viewed online at For additional credit card pricing information, see the Pricing and Terms for Business Credit Card(s) information provided with your application. The Bank of the West Rewards Program is subject to current Program Rules (