Any Deposit Checking for Business
No minimum
balance footnote1

One deposit per month
waives the monthly service charge footnote1

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No minimum balance footnote1

Just make one deposit per month to waive the monthly service charge

Keep more money in your business

Focus on your customers instead of your balance

Check out our other business products



  • Get same-business-day funding at no extra chargefootnote3
  • Accept all customer payment typesfootnote4, plus expand sales opportunities with eCommerce solutions

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When your bank finances a sustainable planet, you do too
Bank of the West restricts the financing of fossil fuels, big tobacco, palm oil and other activities harmful to the planet. Have you considered how your bank fits into your sustainable supply chain? Learn more at

Connect with a local banker to find the right product for your business needs.

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Legal information and Disclosures

1 Monthly Service Charge: Waive the $10 Monthly Service Charge by making at least one (1) deposit of any amount to the account during the statement cycle, such as direct deposit, mobile deposit, ATM deposit, or in-branch deposit (does not include fund transfers between Bank of the West accounts or any credit from Bank of the West).

2 Merchant Services are: (i) provided by Elavon®, a separate legal entity which Bank of the West does not own or control; and (ii) subject to credit approval and to terms, conditions and fees established by Elavon. Bank of the West makes no representations or warranties regarding Elavon’s services and does not accept any responsibility for those services or for any other acts or omissions of Elavon. Bank of the West may be compensated by Elavon for approved accounts, among other things.

3 Applies only to transactions that are electronically deposited into your Bank of the West account. Transaction files received by 7:00 pm PT will be funded to a Bank of the West business checking account the same business day. Files received after 7:00 pm PT will be funded the next business day. Our business days are Monday through Friday excluding federal holidays. Transaction limits and restrictions may apply. Funding on weekends and holidays via Elavon's True Daily Funding service subject to a monthly fee. Ask for details.

4 Payments accepted in the U.S. only. Elavon monthly service charge may apply for processing transactions via mobile payment apps. Web access is needed to download and use mobile app; your mobile carrier may charge access fees depending on your individual plan; check with your carrier for specific fees and charges that may apply. Some features may require additional online setup. Any fees for optional transactions or services will be identified during registration for these services and during their use. Rates and fees may change without notice. Other conditions and fees may apply.

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Doing business in South Dakota as Bank of the West California.