Any Deposit Checking for Business
Get up to a
$150 bonus footnote1

Plus no minimum balance
requirement footnote2

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Up to $150 bonus footnote1

Earn a $25 bonus each month you make any deposit for up to six months

No minimum balance footnote2

Just make one deposit per month to waive the monthly service charge

Keep more money in your business

Focus on your customers instead of your balance

Check out our other business products

MERCHANT SERVICESfootnote3

  • Get same-business-day funding at no extra chargefootnote4
  • Accept all customer payment typesfootnote5, plus expand sales opportunities with eCommerce solutions

Have a Merchant Services specialist contact me

When your bank finances a sustainable planet, you do too
Bank of the West restricts the financing of fossil fuels, big tobacco, palm oil and other activities harmful to the planet. Have you considered how your bank fits into your sustainable supply chain? Learn more at bankofthewest.com/whatonearth

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Legal information and Disclosures

1 Any Deposit Checking for Business Up to $150 Bonus Offer: Requirements to receive initial $25 bonus. Open a new Any Deposit Checking for Business account ($100 minimum opening deposit required) between September 1, 2020 and September ​30, 2020 and make any deposit within the same calendar month in which the account was opened. $25 bonus will be credited to the account by the end of the month immediately following the calendar month in which the account was opened. If customer does not make the first deposit in the same calendar month in which the account was opened, the customer will not be eligible for the initial $25 bonus or any of the additional $25 bonuses.

Requirements to receive up to five (5) additional $25 bonuses: Make any qualifying deposit into the Any Deposit Checking for Business account in each of the five (5) consecutive calendar months immediately following the month of account opening. For each of the five (5) consecutive months that a deposit is made, a $25 bonus will be credited to the account by the end of the month immediately following the calendar month that the deposit was made. NOTE: Bonuses earned from qualifying deposits made in November will be paid out in January. If a deposit is not made in any one of the subsequent five (5) calendar months following the month in which the account was opened, the customer will not be eligible for the $25 for the month that the deposit was missed AND they will not be eligible for any additional $25 monthly bonuses after that missed month.

Bonus Limitations: Offer not available to existing Bank of the West customers with an open business checking account as of August 31, 2020. If the customer received or may receive any other business checking bonus from Bank of the West between September 28, 2018 and September 30, 2020, then the customer is not eligible for this bonus offer. Limit one (1) business checking bonus per customer. Account must be in open status with a balance greater than $0 at the end of each calendar month of the six-month period to qualify for any bonuses. Offer dates, terms, and conditions subject to change without notice. Bank will classify bonus as interest paid to the checking account. Any applicable taxes associated with this offer are the responsibility of the account holder. To the extent required by law, Bank will report value of each monthly bonus to the IRS on form 1099 for the applicable year in which the bonus was paid. All accounts are subject to Bank’s standard terms and conditions and Schedule of Fees and Charges. Maximum of six (6) $25 bonuses for a maximum total bonus of $150. Qualifying deposit for receiving bonus may be for any amount and includes direct deposit, mobile deposit, ATM deposit, or in-branch deposit (but does not include fund transfers between Bank of the West accounts or any credit from Bank of the West)..

2 Monthly Service Charge: Waive the $10 Monthly Service Charge by making at least one (1) deposit of any amount to the account during the statement cycle, such as direct deposit, mobile deposit, ATM deposit, Merchant Services funds settlement, or in-branch deposit (does not include fund transfers between Bank of the West accounts or any credit from Bank of the West).

3 Merchant Services are: (i) provided by Elavon®, a separate legal entity which Bank of the West does not own or control; and (ii) subject to credit approval and to terms, conditions and fees established by Elavon. Bank of the West makes no representations or warranties regarding Elavon’s services and does not accept any responsibility for those services or for any other acts or omissions of Elavon. Bank of the West may be compensated by Elavon for approved accounts, among other things.

4 Applies only to transactions that are electronically deposited into your Bank of the West account. Transaction files received by 7:00 pm PT will be funded to a Bank of the West business checking account the same business day. Files received after 7:00 pm PT will be funded the next business day. Our business days are Monday through Friday excluding federal holidays. Transaction limits and restrictions may apply. Funding on weekends and holidays via Elavon's True Daily Funding service subject to a monthly fee. Ask for details.

5 Payments accepted in the U.S. only. Elavon monthly service charge may apply for processing transactions via mobile payment apps. Web access is needed to download and use mobile app; your mobile carrier may charge access fees depending on your individual plan; check with your carrier for specific fees and charges that may apply. Some features may require additional online setup. Any fees for optional transactions or services will be identified during registration for these services and during their use. Rates and fees may change without notice. Other conditions and fees may apply.

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Doing business in South Dakota as Bank of the West California.