Good to know you want to

Earn up to $600

See below for details

Good to know you want to

Earn up to $600

See below for details

Select the accounts you’d like to open.

Selected Products: Premier Checking + Choice Money Market Savings

Premier Checking
Earn $500

You'll earn $500 when you open a Premier Checking account by 4/23/21, deposit at least $25,000 the same month, and maintain a $25,000 average monthly balance for three full calendar months.footnote1

Remove

Choice Money Market Savings
Earn An Additional $100

Just open a Choice Money Market Savings account along with your new Premier Checking account by 4/23/21. You must deposit a minimum of $10,000 in funds new to Bank of the West and maintain an average monthly balance of $10,000 for three full calendar months to earn an additional $100.footnote2

Total Cash Bonus:

$600

Your promo code will be applied automatically.

Why you’ll love your Premier Checking account:

Award-winning customer service in-branch, online, or via a dedicated toll-free line

No ATM withdrawal fees worldwidefootnote3

Cutting edge mobile app and online banking

Open online in about ten minutes.

Premier Checking + Choice Money Market Savings

APPLY NOW

Premier Checking

APPLY NOW

Legal Information and Disclosures

Offer end date and availability subject to approval and change without prior notice. All accounts are subject to the Bank’s standard terms and conditions and Schedule of Fees and Charges. Offer is not available to existing Bank customers with an open consumer deposit account as of 02/26/21. Offer available only to one individual residing at this address that received the mail piece with this checking offer. Bring the promo code printed on the mail piece to your local branch when opening the new checking account or open online through bankofthewest.com/600bonus.

1 Requirements to Receive $500 Bank of the West Premier Checking Bonus Offer:

  • Apply for a new consumer Bank of the West Premier Checking account through bankofthewest.com/600bonus or at a Bank of the West (Bank) branch between 02/27/21 and 04/23/21 with any opening deposit amount ($0.01 or more). Account must be opened by 05/07/21.
    AND
  • Make a minimum of $25,000 or more in total deposits in the Bank of the West Premier Checking account by the last day of the month of account opening and maintain an average monthly account balance of at least $25,000 for 3 full calendar months immediately following the month of account opening. Please note that the average monthly balance indicated on your account statement is based on a statement cycle that may not be a calendar month.
  • Bank of the West Premier Checking account must be in open status and have a positive balance (greater than $0 balance) as of 08/31/21 to be eligible to receive the bonus.
  • Bonus will be credited by 09/30/21 to the new, open Bank of the West Premier Checking account.

Bank of the West Premier Checking Monthly Service Charge:

There is a Monthly Service Charge of $25 for the Bank of the West Premier Checking account. We’ll waive the Monthly Service Charge for the first two statement cycles on the new account. The Monthly Service Charge can be waived with a $25,000 average monthly combined balance in eligible accounts. Eligible accounts include consumer checking accounts, savings accounts, money market accounts, CDs, and IRAs and certain BancWest Investment Services (BWIS) investment accounts. For full details, please see Bank of the West Premier Program Addendum.

Accounts Not Eligible for Combining Balances to Receive Bonus:

  • Linked accounts that are prohibited by law or may result in a breach of any fiduciary duty, law or regulation, including the Employee Retirement Income Security Act of 1974 (“ERISA”) are exempt from this offer. For full details, please see the Bank of the West Premier Program Addendum.
  • Those accounts not eligible include: BWIS Investment Accounts, IRA CDs, Investment IRAs and business accounts.

$500 Bank of the West Premier Checking Bonus Offer Limitations:

  • An individual can receive only one consumer checking account opening related bonus between 09/01/19 and 09/29/21 and only one bonus per individual per account.
  • Only one individual per residential address is eligible for this bonus offer.
  • Businesses and public funds are not eligible for this offer.
  • Bank will classify the bonus ($500 or $600 whichever applies) as interest paid to the Bank of the West Premier Checking account. Any applicable taxes associated with the bonus are the responsibility of the Bank of the West Premier Checking account holder.
  • To the extent required by law, Bank of the West will report total value of this bonus to the IRS on Form 1099-INT for the applicable year in which the bonus was paid.

Bank of the West Premier Checking Interest Rate and APYs:

Interest is compounded daily and paid monthly at statement cycle. For the Bank of the West Premier Checking account, interest will be paid on the entire collected balance of the account based on balance tier into which the end-of-day collected balance falls. The Annual Percentage Yield (APY) is effective as of 12/18/20 and is as follows: In all states, for balances greater than $0.01 receive 0.01% APY. Interest rates and APYs are variable and may change at our discretion. Fees could reduce earnings on the account. Please note that if you close the account before interest is credited at the end of the statement period, you will not receive the accrued interest for that statement period.

2 Requirements to Receive the Additional $100 Bonus:

  • Apply for a new consumer Bank of the West Premier Checking account and meet all eligibility requirements indicated above to receive the $500 bonus and apply for a new Choice Money Market Savings account with identical ownership to your Bank of the West Premier Checking account.
  • Open a Choice Money Market Savings account with a minimum opening deposit of $10,000 or more in funds new to Bank of the West. The minimum deposit of $10,000 needs to be in the Choice Money Market Savings account by the last day of the account opening month and maintain an average monthly account balance of at least $10,000 for 3 full calendar months after the month of account opening to receive an additional $100 bonus.
  • You can apply for the new Premier Checking account and the new Choice Money Market Savings account in two ways: 1) through bankofthewest.com/600bonus or 2) at a Bank of the West (Bank) branch.
  • You must apply for the accounts between 02/27/21 and 04/23/21 and the accounts must be opened by 05/07/21.
  • The Premier Checking account and Choice Money Market Savings account must be in open status and have a positive balance (greater than $0 balance) as of 08/31/21 to be eligible to receive the bonuses.
  • Bonus will be credited by 09/30/21 to the new, open Bank of the West Premier Checking account.

Bank of the West Choice Money Market Savings Monthly Service Charge:

There is a Monthly Service Charge of $15 for the Bank of the West Choice Money Market Savings account. The Monthly Service Charge can be waived by completing the following:

  • Maintain a Bank of the West Premier Checking account with identical ownership to your Bank of the West Choice Money Market Savings OR
  • Maintain an average monthly balance of at least $5,000 in the Choice Money Market Savings account OR
  • Use Auto-Save to set up a recurring monthly transfer of $75 or more from any Bank of the West consumer checking account to your Choice Money Market Savings account.

$100 Choice Money Market Savings Bonus Offer Limitations:

  • Your Choice Money Market Savings account must be opened by 05/07/21 and maintained with your new Premier Checking account. If you open a new Premier Checking account online and later decide to open a Choice Money Market Savings account to receive the additional $100 bonus, then you must open the Choice Money Market Savings account in a branch using the promotion code provided.
  • Offer applies to one Choice Money Market Savings account opened between 02/27/21 and 04/23/21 per customer.
  • This offer does not apply to second or multiple Choice Money Market Savings accounts.
  • If for whatever reason the Premier Checking account is ineligible for the $500 bonus, the Choice Money Market Savings account automatically becomes ineligible for the $100 bonus.
  • Businesses and public funds are not eligible for this offer.

Choice Money Market Savings Interest Rate and APYs:

Interest is compounded daily and paid monthly at statement cycle. For the Choice Money Market Savings account, interest will be paid on the entire collected balance of the account based on balance tier into which the end-of-day collected balance falls. The Annual Percentage Yields (APYs) are effective as of 12/18/20 and are as follows: In all states, for balances of $0.01 to $24,999 is 0.02%, and for balances of $25,000 and above is 0.03%. The account automatically qualifies for a bonus Premier Relationship interest rate if you maintain a Premier Checking account with identical ownership. Ask a banker for details. Interest rates and APYs for all balance tiers are variable and may change at our discretion. Fees could reduce earnings on the account. Please note that if you close the account before interest is credited at the end of the statement period, you will not receive the accrued interest for that statement period.

3 All ATM cash withdrawal fees charged by non-Bank of the West ATMs will be rebated within one (1) business day of the fees posting to your account. Other fees, such as foreign transaction fees, may apply.

Deposit and loan products are offered by Bank of the West, Member FDIC.