Make an impact on the planet
with your checking account.


Make an impact on the planet with your checking account.


Any Deposit Checking
  • $0 monthly fee with any deposit per statement1
  • No minimum balance
  • $0 liability on fraudulent transactions2

Any Deposit Checking with 1% for the Planet
  • All the benefits of our Any Deposit Checking account, plus:
  • Helps fight climate change, at no cost to you3
  • Gives an overview of the carbon impact of your debit card purchases4

Why you'll love your account

Send money, pay bills, deposit checks all on your app.5

Secure mobile login, $0 liability on fraudulent transactions.2

Local branches and ATMs near you.

Start banking sustainably

At Bank of the West, we're doing our part to help fight climate change by investing in renewable energy and restricting financing for industries we believe are environmentally harmful. We're a nearly 150-year old bank with modern policies for a changing world.

Open your account in about 10 minutes

Legal information and Disclosures

1$10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount ($0.01 or more). No monthly service charge if any account owner is under age 25.

2Conditions and restrictions apply. Your liability for unauthorized use of your debit card for debit transactions processed through the Mastercard system will be zero dollars ($0) provided the following conditions are met: (1) you can demonstrate that you exercised reasonable care in safeguarding the debit card from risk of loss or theft; and (2) upon becoming aware of a loss or theft, you promptly report the loss or theft to Bank of the West. Refer to the "Consumer Liability of Unauthorized Transfers" and "Mastercard Debit Card Zero Liability" sections of your Deposit Account Disclosure for Personal Accounts (PDF) for details.

3The 1% for the Planet account is the Any Deposit Checking account that donates 1% of its net revenue to environmental nonprofits through the 1% for the Planet organization.

4The carbon tracking tool, which will appear in the Bank of the West Mobile app for 1% for the Planet with Any Deposit Checking Account, uses the Aland Index, a cloud-based service for carbon impact calculations, to provide a measurement of the potential carbon impact of purchases made with the 1% for the Planet debit card. The calculation is based on the merchant code, a code that indicates the types of goods or services a company provides, and the amount of the purchase. The actual carbon impact may be higher or lower than the measurement provided. The Aland Index is the leading index solution for carbon emission calculations for payments and financial transactions. The Aland Index Solution is a joint venture between Alandsbanken and Doconomy. Bank of the West licenses the Aland Index through Doconomy. To learn more visit

5Enrollment in Online Banking and download of our Mobile App is required. Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text HELP to BKWST (25978) for help. Availability of Mobile Banking may be affected by your mobile device's coverage area. Requires mobile phone with text messaging capabilities. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS 9 and greater and on Android mobile devices with OS 5 and greater. Touch ID is available only for newer iPhone (5S and later) using IOS8 or higher. Face ID is available only on iPhone X. Mobile deposits made before 7 pm PT will be processed the same business day and, generally, will be made available within two business days. Longer delays may apply based on the type of items deposited, amount of the deposit, account history or if you have recently opened your account with us.