Relationship Pricing Discount

As a valued customer, you’ll receive a .125%1 interest rate discount off our published mortgage rates when you refinance your mortgage or buy a new home with Bank of the West.

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Speak With a Mortgage Banker

Call 833-250-4663

TTY 800-659-5495

Monday – Friday
8 a.m. – 6 p.m. PT

8 a.m. – 12 p.m. PT

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Mortgage Lending

You’ll find that we offer discounted interest rates to our customers with a wide range of refinance and purchase loans.

Simplify Your Budget by Refinancing

With current home values on the rise, now may be a great time to refinance your home and get cash out. Simplify your finances using the excess funds to pay off your outstanding balances on high-interest debt. You can also refinance to lower your interest rate and enjoy lower monthly payments.

Buy a Home with Confidence

You’ll find flexible fixed and adjustable rate mortgage options to make your dream home or investment home a reality. Speak with a Mortgage Banker to get prequalified in just a few minutes or get preapproved with a more thorough review of your credit and income.

We're committed to helping you stay on track throughout the entire mortgage process.

Apply Online

To learn more, visit our Mortgage page or speak with a Mortgage Banker to learn about our helpful home ownership tools and resources to help guide you through the home loan process.

Legal information and Disclosures

All loans subject to credit approval, standard mortgage qualifications and underwriting requirements. Additional fees, conditions and restrictions may apply. Discount is off the promissory note rate. Not applicable to Home Equity Lines of Credit.

1Relationship Discount of 0.125% off standard rates requires applicants to establish automatic mortgage payments from their new or existing Bank of the West personal checking account and is subject to the terms of a relationship pricing agreement. For adjustable-rate mortgage products, the discount is applicable only during the initial fixed-rate period. All terms and conditions applicable to the checking account apply, including fees and minimum opening deposits.