- Look for ways to earn higher interest on your deposits. If you haven't explored money market account, high yield savings and CD rates yet, do so.
- You can identify places to cut spending by making a budget.
- It's a good practice to evaluate the costs and benefits of reward features on your credit and debit cards by reviewing the terms and conditions of your account(s) in detail.
- You can lower expenses associated with debt by paying down credit card obligations quickly and using automated drafts to make loan payments when automated payments entitle you to an interest rate discount.
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