Compare Savings Products

Classic Savings Choice Money Market Savings
Best For
Customers who want to build a savings plan and earn interest on their balances. Customers who want to build a savings plan and potentially earn higher rates with a qualifying checking account relationship1, 2
Monthly Service Charge
$4 $15
Ways to Avoid a Monthly Service Charge

Meet one of the following:

  • Recurring monthly transfer ($25 minimum) from a Bank of the West checking account into a Classic Savings account through the Auto-Save Program, OR
  • $300 average monthly balance, OR
  • Primary account owner is 18 or younger

Meet one of the following:

  • $5,000 average monthly balance, OR
  • Recurring monthly transfer ($75 minimum) from a Bank of the West checking account into a Choice Money Market Savings account through the Auto-Save Program
Opening Deposit
$25 $100
Interest
Compounds daily and paid monthly Compounds daily and paid monthly
Collected Balance Tiers (The same rate of interest may be paid on more than one balance tier)
N/A
  • $0 - $4,999
  • $5,000 - $9,999
  • $10,000 - $24,999
  • $25,000 - $49,999
  • $50,000 - $ 99,999
  • $100,000 - $249,999
  • $250,000 - $499,999
  • $500,000 - $999,999
  • $1,000,000 and above
Access
Unlimited deposits and withdrawals at a branch or Bank of the West ATM. Per calendar month, transactions limited to no more than six preauthorized, automatic or recurring transfers whether singly or in any combination thereof. Check balance and transfer funds through Online Banking. Unlimited deposits and withdrawals at a branch or Bank of the West ATM. Per statement cycle, transactions limited to a total of no more than six (6) transactions by check, draft, debit card or similar order payable to third parties and/or pre-authorized, automatic or telephone transfers to another account (includes Online Banking and Overdraft Protection transfers) Check balance and transfer funds through Online Banking.

1 A Relationship Premium is a bonus interest rate on qualifying Choice Money Market Savings accounts for selected balance tiers. The standard interest rate plus the Relationship Premium interest rate equals the Relationship Interest Rate. The Relationship Premium interest rate is set at the Bank's discretion and is subject to change without notice. There may not be a Relationship Premium associated with every balance tier.

2 To automatically qualify for a Relationship Interest Rate, you must have an open Bank of the West consumer checking account and a Choice Money Market Savings account. The Relationship Interest Rate will be earned on your Choice Money Market Savings account, and is calculated as follows: On the last day of your statement cycle, your Choice Money Market Savings account's end of day balance tier will be determined. If the Bank is paying a Relationship Premium for that balance tier, that Relationship Premium will be added to the standard interest rate for the balance tier into which your daily end of day balance falls each day during the next full statement cycle. Once set, the Relationship Premium will not change during that statement cycle. The standard interest rate can change as frequently as daily. The Relationship Interest Rate is compounded daily and paid to your Choice Money Market Savings account on the last day of the statement cycle. If you do not qualify for a Relationship Premium as of the last day of any statement cycle, your account will earn only the standard interest rate during the next full statement cycle.

Classic Savings Choice Money Market Savings
Best For
Customers who want to build a savings plan and earn interest on their balances. Customers who want to build a savings plan and potentially earn higher rates with a qualifying checking account relationship1, 2
Monthly Service Charge
$4 $15
Ways to Avoid a Monthly Service Charge

Meet one of the following:

  • Recurring monthly transfer ($25 minimum) from a Bank of the West checking account into a Classic Savings account through the Auto-Save Program, OR
  • $300 average monthly balance, OR
  • Primary account owner is 18 or younger

Meet one of the following:

  • $5,000 average monthly balance, OR
  • Recurring monthly transfer ($75 minimum) from a Bank of the West checking account into a Choice Money Market Savings account through the Auto-Save Program
Opening Deposit
$25 $100
Interest
Compounds daily and paid monthly Compounds daily and paid monthly
Collected Balance Tiers (The same rate of interest may be paid on more than one balance tier)
N/A
  • $0 - $4,999
  • $5,000 - $9,999
  • $10,000 - $24,999
  • $25,000 - $49,999
  • $50,000 - $ 99,999
  • $100,000 - $249,999
  • $250,000 - $499,999
  • $500,000 - $999,999
  • $1,000,000 and above
Access
Unlimited deposits and withdrawals at a branch or Bank of the West ATM. Per calendar month, transactions limited to no more than six preauthorized, automatic or recurring transfers whether singly or in any combination thereof. Check balance and transfer funds through Online Banking. Unlimited deposits and withdrawals at a branch or Bank of the West ATM. Per statement cycle, transactions limited to a total of no more than six (6) transactions by check, draft, debit card or similar order payable to third parties and/or pre-authorized, automatic or telephone transfers to another account (includes Online Banking and Overdraft Protection transfers) Check balance and transfer funds through Online Banking.

1 A Relationship Premium is a bonus interest rate on qualifying Choice Money Market Savings accounts for selected balance tiers. The standard interest rate plus the Relationship Premium interest rate equals the Relationship Interest Rate. The Relationship Premium interest rate is set at the Bank's discretion and is subject to change without notice. There may not be a Relationship Premium associated with every balance tier.

2 To automatically qualify for a Relationship Interest Rate, you must have an open Bank of the West consumer checking account and a Choice Money Market Savings account. The Relationship Interest Rate will be earned on your Choice Money Market Savings account, and is calculated as follows: On the last day of your statement cycle, your Choice Money Market Savings account's end of day balance tier will be determined. If the Bank is paying a Relationship Premium for that balance tier, that Relationship Premium will be added to the standard interest rate for the balance tier into which your daily end of day balance falls each day during the next full statement cycle. Once set, the Relationship Premium will not change during that statement cycle. The standard interest rate can change as frequently as daily. The Relationship Interest Rate is compounded daily and paid to your Choice Money Market Savings account on the last day of the statement cycle. If you do not qualify for a Relationship Premium as of the last day of any statement cycle, your account will earn only the standard interest rate during the next full statement cycle.

Classic Savings Choice Money Market Savings
Best For
Customers who want to build a savings plan and earn interest on their balances. Customers who want to build a savings plan and potentially earn higher rates with a qualifying checking account relationship1, 2
Monthly Service Charge
$4 $15
Ways to Avoid a Monthly Service Charge

Meet one of the following:

  • Recurring monthly transfer ($25 minimum) from a Bank of the West checking account into a Classic Savings account through the Auto-Save Program, OR
  • $300 average monthly balance, OR
  • Primary account owner is 18 or younger

Meet one of the following:

  • $5,000 average monthly balance, OR
  • Recurring monthly transfer ($75 minimum) from a Bank of the West checking account into a Choice Money Market Savings account through the Auto-Save Program
Opening Deposit
$25 $100
Interest
Compounds daily and paid monthly Compounds daily and paid monthly
Collected Balance Tiers (The same rate of interest may be paid on more than one balance tier)
N/A
  • $0 - $4,999
  • $5,000 - $9,999
  • $10,000 - $24,999
  • $25,000 - $49,999
  • $50,000 - $ 99,999
  • $100,000 - $249,999
  • $250,000 - $499,999
  • $500,000 - $999,999
  • $1,000,000 and above
Access
Unlimited deposits and withdrawals at a branch or Bank of the West ATM. Per calendar month, transactions limited to no more than six preauthorized, automatic or recurring transfers whether singly or in any combination thereof. Check balance and transfer funds through Online Banking. Unlimited deposits and withdrawals at a branch or Bank of the West ATM. Per statement cycle, transactions limited to a total of no more than six (6) transactions by check, draft, debit card or similar order payable to third parties and/or pre-authorized, automatic or telephone transfers to another account (includes Online Banking and Overdraft Protection transfers) Check balance and transfer funds through Online Banking.

1 A Relationship Premium is a bonus interest rate on qualifying Choice Money Market Savings accounts for selected balance tiers. The standard interest rate plus the Relationship Premium interest rate equals the Relationship Interest Rate. The Relationship Premium interest rate is set at the Bank's discretion and is subject to change without notice. There may not be a Relationship Premium associated with every balance tier.

2 To automatically qualify for a Relationship Interest Rate, you must have an open Bank of the West consumer checking account and a Choice Money Market Savings account. The Relationship Interest Rate will be earned on your Choice Money Market Savings account, and is calculated as follows: On the last day of your statement cycle, your Choice Money Market Savings account's end of day balance tier will be determined. If the Bank is paying a Relationship Premium for that balance tier, that Relationship Premium will be added to the standard interest rate for the balance tier into which your daily end of day balance falls each day during the next full statement cycle. Once set, the Relationship Premium will not change during that statement cycle. The standard interest rate can change as frequently as daily. The Relationship Interest Rate is compounded daily and paid to your Choice Money Market Savings account on the last day of the statement cycle. If you do not qualify for a Relationship Premium as of the last day of any statement cycle, your account will earn only the standard interest rate during the next full statement cycle.

Classic Savings Choice Money Market Savings
Best For
Customers who want to build a savings plan and earn interest on their balances. Customers who want to build a savings plan and potentially earn higher rates with a qualifying checking account relationship1, 2
Monthly Service Charge
$4 $15
Ways to Avoid a Monthly Service Charge

Meet one of the following:

  • Recurring monthly transfer ($25 minimum) from a Bank of the West checking account into a Classic Savings account through the Auto-Save Program, OR
  • $300 average monthly balance, OR
  • Primary account owner is 18 or younger

Meet one of the following:

  • $5,000 average monthly balance, OR
  • Recurring monthly transfer ($75 minimum) from a Bank of the West checking account into a Choice Money Market Savings account through the Auto-Save Program
Opening Deposit
$25 $100
Interest
Compounds daily and paid monthly Compounds daily and paid monthly
Collected Balance Tiers (The same rate of interest may be paid on more than one balance tier)
N/A
  • $0 - $4,999
  • $5,000 - $9,999
  • $10,000 - $24,999
  • $25,000 - $49,999
  • $50,000 - $ 99,999
  • $100,000 - $249,999
  • $250,000 - $499,999
  • $500,000 - $999,999
  • $1,000,000 and above
Access
Unlimited deposits and withdrawals at a branch or Bank of the West ATM. Per calendar month, transactions limited to no more than six preauthorized, automatic or recurring transfers whether singly or in any combination thereof. Check balance and transfer funds through Online Banking. Unlimited deposits and withdrawals at a branch or Bank of the West ATM. Per statement cycle, transactions limited to a total of no more than six (6) transactions by check, draft, debit card or similar order payable to third parties and/or pre-authorized, automatic or telephone transfers to another account (includes Online Banking and Overdraft Protection transfers) Check balance and transfer funds through Online Banking.

1 A Relationship Premium is a bonus interest rate on qualifying Choice Money Market Savings accounts for selected balance tiers. The standard interest rate plus the Relationship Premium interest rate equals the Relationship Interest Rate. The Relationship Premium interest rate is set at the Bank's discretion and is subject to change without notice. There may not be a Relationship Premium associated with every balance tier.

2 To automatically qualify for a Relationship Interest Rate, you must have an open Bank of the West consumer checking account and a Choice Money Market Savings account. The Relationship Interest Rate will be earned on your Choice Money Market Savings account, and is calculated as follows: On the last day of your statement cycle, your Choice Money Market Savings account's end of day balance tier will be determined. If the Bank is paying a Relationship Premium for that balance tier, that Relationship Premium will be added to the standard interest rate for the balance tier into which your daily end of day balance falls each day during the next full statement cycle. Once set, the Relationship Premium will not change during that statement cycle. The standard interest rate can change as frequently as daily. The Relationship Interest Rate is compounded daily and paid to your Choice Money Market Savings account on the last day of the statement cycle. If you do not qualify for a Relationship Premium as of the last day of any statement cycle, your account will earn only the standard interest rate during the next full statement cycle.

Classic Savings Choice Money Market Savings
Best For
Customers who want to build a savings plan and earn interest on their balances. Customers who want to build a savings plan and potentially earn higher rates with a qualifying checking account relationship1, 2
Monthly Service Charge
$4 $15
Ways to Avoid a Monthly Service Charge

Meet one of the following:

  • Recurring monthly transfer ($25 minimum) from a Bank of the West checking account into a Classic Savings account through the Auto-Save Program, OR
  • $50 average monthly balance, OR
  • Primary account owner is 18 or younger

Meet one of the following:

  • $5,000 average monthly balance, OR
  • Recurring monthly transfer ($75 minimum) from a Bank of the West checking account into a Choice Money Market Savings account through the Auto-Save Program
Opening Deposit
$25 $100
Interest
Compounds daily and paid monthly Compounds daily and paid monthly
Collected Balance Tiers (The same rate of interest may be paid on more than one balance tier)
N/A
  • $0 - $4,999
  • $5,000 - $9,999
  • $10,000 - $24,999
  • $25,000 - $49,999
  • $50,000 - $ 99,999
  • $100,000 - $249,999
  • $250,000 - $499,999
  • $500,000 - $999,999
  • $1,000,000 and above
Access
Unlimited deposits and withdrawals at a branch or Bank of the West ATM. Per calendar month, transactions limited to no more than six preauthorized, automatic or recurring transfers whether singly or in any combination thereof. Check balance and transfer funds through Online Banking. Unlimited deposits and withdrawals at a branch or Bank of the West ATM. Per statement cycle, transactions limited to a total of no more than six (6) transactions by check, draft, debit card or similar order payable to third parties and/or pre-authorized, automatic or telephone transfers to another account (includes Online Banking and Overdraft Protection transfers) Check balance and transfer funds through Online Banking.

1 A Relationship Premium is a bonus interest rate on qualifying Choice Money Market Savings accounts for selected balance tiers. The standard interest rate plus the Relationship Premium interest rate equals the Relationship Interest Rate. The Relationship Premium interest rate is set at the Bank's discretion and is subject to change without notice. There may not be a Relationship Premium associated with every balance tier.

2 To automatically qualify for a Relationship Interest Rate, you must have an open Bank of the West consumer checking account and a Choice Money Market Savings account. The Relationship Interest Rate will be earned on your Choice Money Market Savings account, and is calculated as follows: On the last day of your statement cycle, your Choice Money Market Savings account's end of day balance tier will be determined. If the Bank is paying a Relationship Premium for that balance tier, that Relationship Premium will be added to the standard interest rate for the balance tier into which your daily end of day balance falls each day during the next full statement cycle. Once set, the Relationship Premium will not change during that statement cycle. The standard interest rate can change as frequently as daily. The Relationship Interest Rate is compounded daily and paid to your Choice Money Market Savings account on the last day of the statement cycle. If you do not qualify for a Relationship Premium as of the last day of any statement cycle, your account will earn only the standard interest rate during the next full statement cycle.

Classic Savings Choice Money Market Savings
Best For
Customers who want to build a savings plan and earn interest on their balances. Customers who want to build a savings plan and potentially earn higher rates with a qualifying checking account relationship1, 2
Monthly Service Charge
$4 $15
Ways to Avoid a Monthly Service Charge

Meet one of the following:

  • Recurring monthly transfer ($25 minimum) from a Bank of the West checking account into a Classic Savings account through the Auto-Save Program, OR
  • $300 average monthly balance, OR
  • Primary account owner is 18 or younger

Meet one of the following:

  • $5,000 average monthly balance, OR
  • Recurring monthly transfer ($75 minimum) from a Bank of the West checking account into a Choice Money Market Savings account through the Auto-Save Program
Opening Deposit
$25 $100
Interest
Compounds daily and paid monthly Compounds daily and paid monthly
Collected Balance Tiers (The same rate of interest may be paid on more than one balance tier)
N/A
  • $0 - $4,999
  • $5,000 - $9,999
  • $10,000 - $24,999
  • $25,000 - $49,999
  • $50,000 - $ 99,999
  • $100,000 - $249,999
  • $250,000 - $499,999
  • $500,000 - $999,999
  • $1,000,000 and above
Access
Unlimited deposits and withdrawals at a branch or Bank of the West ATM. Per calendar month, transactions limited to no more than six preauthorized, automatic or recurring transfers whether singly or in any combination thereof. Check balance and transfer funds through Online Banking. Unlimited deposits and withdrawals at a branch or Bank of the West ATM. Per statement cycle, transactions limited to a total of no more than six (6) transactions by check, draft, debit card or similar order payable to third parties and/or pre-authorized, automatic or telephone transfers to another account (includes Online Banking and Overdraft Protection transfers) Check balance and transfer funds through Online Banking.

1 A Relationship Premium is a bonus interest rate on qualifying Choice Money Market Savings accounts for selected balance tiers. The standard interest rate plus the Relationship Premium interest rate equals the Relationship Interest Rate. The Relationship Premium interest rate is set at the Bank's discretion and is subject to change without notice. There may not be a Relationship Premium associated with every balance tier.

2 To automatically qualify for a Relationship Interest Rate, you must have an open Bank of the West consumer checking account and a Choice Money Market Savings account. The Relationship Interest Rate will be earned on your Choice Money Market Savings account, and is calculated as follows: On the last day of your statement cycle, your Choice Money Market Savings account's end of day balance tier will be determined. If the Bank is paying a Relationship Premium for that balance tier, that Relationship Premium will be added to the standard interest rate for the balance tier into which your daily end of day balance falls each day during the next full statement cycle. Once set, the Relationship Premium will not change during that statement cycle. The standard interest rate can change as frequently as daily. The Relationship Interest Rate is compounded daily and paid to your Choice Money Market Savings account on the last day of the statement cycle. If you do not qualify for a Relationship Premium as of the last day of any statement cycle, your account will earn only the standard interest rate during the next full statement cycle.

Classic Savings Choice Money Market Savings
Best For
Customers who want to build a savings plan and earn interest on their balances. Customers who want to build a savings plan and potentially earn higher rates with a qualifying checking account relationship1, 2
Monthly Service Charge
$4 $15
Ways to Avoid a Monthly Service Charge
$300 average monthly balance or link to a checking account.

Meet one of the following:

  • $5,000 average monthly balance
  • Recurring monthly transfer ($75 minimum) from a Bank of the West checking account into a Choice Money Market Savings account through the Auto-Save Program.
Opening Deposit
$25 $100
Interest
Compounds daily and paid monthly Compounds daily and paid monthly
Collected Balance Tiers (The same rate of interest may be paid on more than one balance tier)
N/A
  • $0 - $4,999
  • $5,000 - $9,999
  • $10,000 - $24,999
  • $25,000 - $49,999
  • $50,000 - $ 99,999
  • $100,000 - $249,999
  • $250,000 - $499,999
  • $500,000 - $999,999
  • $1,000,000 and above
Access
Unlimited deposits and withdrawals at a branch or Bank of the West ATM. Per calendar month, transactions limited to no more than six preauthorized, automatic or recurring transfers whether singly or in any combination thereof. Check balance and transfer funds through Online Banking. Unlimited deposits and withdrawals at a branch or Bank of the West ATM. Per statement cycle, transactions limited to a total of no more than six (6) transactions by check, draft, debit card or similar order payable to third parties and/or pre-authorized, automatic or telephone transfers to another account (includes Online Banking and Overdraft Protection transfers) Check balance and transfer funds through Online Banking.

1 A Relationship Premium is a bonus interest rate on qualifying Choice Money Market Savings accounts for selected balance tiers. The standard interest rate plus the Relationship Premium interest rate equals the Relationship Interest Rate. The Relationship Premium interest rate is set at the Bank's discretion and is subject to change without notice. There may not be a Relationship Premium associated with every balance tier.

2 To automatically qualify for a Relationship Interest Rate, you must have an open Bank of the West consumer checking account and a Choice Money Market Savings account. The Relationship Interest Rate will be earned on your Choice Money Market Savings account, and is calculated as follows: On the last day of your statement cycle, your Choice Money Market Savings account's end of day balance tier will be determined. If the Bank is paying a Relationship Premium for that balance tier, that Relationship Premium will be added to the standard interest rate for the balance tier into which your daily end of day balance falls each day during the next full statement cycle. Once set, the Relationship Premium will not change during that statement cycle. The standard interest rate can change as frequently as daily. The Relationship Interest Rate is compounded daily and paid to your Choice Money Market Savings account on the last day of the statement cycle. If you do not qualify for a Relationship Premium as of the last day of any statement cycle, your account will earn only the standard interest rate during the next full statement cycle.

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