Platinum Rewards MasterCard® Credit Card

Get rewarded.

With our Platinum Rewards MasterCard® Credit Card, you can get points on qualifying purchases, and claim and redeem points for great rewards like travel, gift cards, cash rebates.

Discover the benefits of our Platinum Rewards MasterCard® Credit Card*:

Get Rewarded

  • Get 1 reward Point for every $1 in qualifying purchases*
  • Get unlimited reward Points with no expiration dates and no annual cap
  • Browse the Awards Catalog on for your choice of awards
  • Choose from awards like gift cards, cash rebates, merchandise, travel, and unique experiences
  • Travel on most domestic and international airlines with NO BLACKOUT DATES
  • Claim and redeem points easily, online or by phone

Good Value

  • No Annual Fee
  • Take advantage of our 0% introductory APR on purchases for the first six months. After that you APR will be 18.99%, which will vary with the market based on the Prime Rate.
  • View Credit Card Pricing and Terms
  • Avoid additional expenses while traveling with secondary Car Rental Collision Damage Waiver Insurance. Simply use your Bank of the West credit card to book your rental car.1

Save Time

  • Save time when making purchases with acceptance at millions of locations worldwide
  • Manage your account easily and quickly with 24/7 online access with Online Banking
  • View your credit card transactions and make convenient online payments

Protect Yourself

  • Notify us promptly of unauthorized purchases and feel secure with Zero Liability Protection3
  • Travel securely with $100,000 free Travel Accident Insurance1

Enhanced Benefits1

Enjoy peace of mind when traveling with our Platinum benefits:

  • Lost or Damaged Luggage Coverage
  • Hotel/Motel Burglary Coverage
  • Emergency Road Service
  • Travel Assistance

What you'll need to apply

  • Just a few minutes to complete the application
  • Social Security Number
  • Gross Monthly Salary
  • Date of Birth
  • Employer Name and Address
Platinum Rewards

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