Student Checking at Bank of the West

Student Checking comes with more of what you want - and less of what you don't.

With Student Checking you can get:

  • Unlimited access to award-winning customer service
  • Unlimited use of Bank of the West ATMs
  • Online Banking with Bill Pay
  • Online Statements
  • Mobile Banking1
  • Overdraft protection with a linked savings or Gold Line2 account
  • Bank of the West Debit Card with discounts and special offers on everyday items3
  • Discounts on consumer loan rates with automatic payments2
  • Toll free personal assistance through our Contact Center
  • Unlimited check writing with sufficient available funds
  • Deposits eligible for FDIC insurance up to the maximum established by the FDIC per depositor and ownership type
  • Optional Student Perks Bundle with extra benefits

The monthly service charge is $10. However, it's easy to waive this fee. Just present a valid student ID, and be between the ages of 18-24. You must present your student ID each year to avoid a monthly service charge for the next 12 months. There is an additional $3 fee for paper statements, which you can waive by signing up for Online Statements at bankofthewest.com/demo. On your 25th birthday, your account will automatically convert to an Easy Checking account.

What you'll need for our fast, secure online sign-up:

  • About fifteen minutes to complete the application
  • $20 minimum opening balance
  • Social Security number
  • Driver's license or state ID
  • Date of birth, email address and physical street address
  • Routing number, if you'll be opening your account by transferring funds from another bank

Apply Online

Student Checking

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Tip:

Find your interest

To increase interest earned on your Checking funds, look for an account that earns competitive interest, or link your Checking to a Savings account, and transfer surplus funds to savings when you can.

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To speak with a representative, call us at 1-800-488-BANK.

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