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Pay off higher interest debt or make home improvements when you refinance with cash out.
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All loans subject to credit approval, standard mortgage qualifications and underwriting requirements. Additional fees, conditions and restrictions may apply.
1We will review the competing interest rate offer for the same loan product type, down payment, points paid, and term (as applicable) and attempt to match or beat it if you apply for and are approved for an equivalent mortgage loan with Bank of the West. To review the competing interest rate offer, we must receive a valid Loan Estimate or other acceptable documentation of a current offer from a competing lender within three days of issuance. We reserve the right to verify the validity of your Loan Estimate and any information contained in the competing lender’s documentation.
2Relationship pricing discount requires applicants to establish automatic mortgage payments from their new or existing Bank of the West personal checking account and is subject to the terms of a relationship pricing agreement. For adjustable-rate mortgage products, the discount is applicable only during the initial fixed-rate period. All terms and conditions applicable to the checking account apply, including fees and minimum opening deposits.