You can get up to $150.

Open an Any Deposit Checking Account by 11/02/183
And set-up a direct deposit of $250 or more OR make 10 debit card transactions4
And get a $150 bonus credited to your account

One great account. A bunch of great features.

Waive the monthly service charge when you make any deposit per statement1,2
Cutting-edge online & mobile banking5
Hundreds of branches. Find yours
Deposit checks using your smartphone5
Unlimited use of Bank of the West ATMs6
Pay bills and send money with a few taps of your finger5,7

It’s easy, get up to $150.3,4

Open online in about 10 minutes.


Legal information and Disclosures

1$10.00 monthly service charge waived with one deposit of any amount each statement cycle.  Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West.  Opening deposit can be any amount.

2Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount ($0.01 or more).

3Requirements to Receive a $150 Bonus
Open a new personal Any Deposit Checking account between 9/1/18 - 11/2/18 with any opening deposit amount ($0.01 or more) with funds new to Bank of the West (Bank) received and posted to the account no later than 11/9/18. This offer is also available for any other consumer checking account (minimum to open $100). UCB Student Checking and Premier Checking excluded.

Bonus Limitations

  • Offer is not available to existing Bank of the West customers with an open consumer checking account as of 8/31/18.
  • Limit of one consumer checking bonus per individual and per mailing address between 2/1/17-2/27/19.
  • Account must be in open status and have a positive balance as of 1/31/19 to be eligible to receive any bonus.
  • Bonus will be credited to the open checking account by 2/28/19.

Offer does not apply to second or multiple checking accounts. Bank will classify the bonus as interest paid to the checking account. Any applicable taxes associated with this offer are the responsibility of the account holder. To the extent required by law, Bank will report total value of the offer to the IRS on Form 1099 for tax year 2019. All accounts are subject to the Bank’s standard terms and conditions and Schedule of Fees and Charges.

4To receive the $150 bonus, customer must meet one of the following two requirements:

  1. Customer must have a direct deposit of at least $250 (two or more direct deposits that add up to $250 do not qualify) posted to the account by 1/31/19. Direct deposit must be payroll, Social Security, pension or other government benefits.
  2. Customer must request, receive and use a new Bank of the West Debit Card linked to the new checking account for 10 or more debit card purchases all of which must post to the account by the last business day of the month for each of the first two full calendar months immediately following the month in which the opening deposit posts to the account, for a total of 20 or more transactions. Each purchase must be $3 or more. ATM transactions are excluded. All required purchases must be posted by 1/31/19.

5Enrollment in Online Banking and download of our Mobile App required. Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text HELP to BKWST (25978) for help. Availability of Mobile Banking may be affected by your mobile device's coverage area. Requires mobile phone with text messaging capabilities. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS 9 and greater and on Android mobile devices with OS 5 and greater.

6Subject to funds availability.

7Enrollment in Online Banking required. Fees apply to expedited delivery of Bill Payments. A valid delivery address is required for Overnight Bill Payments. Not all customers will qualify. Additional terms and conditions apply.