It's Easy to Waive
The Monthly Service

Any deposit per statement waives the monthly service charge.1


Includes mobile, payment app, direct deposit, ATM and branch deposits.2, 3, 4


No minimum balance or direct deposit requirements.


Easily manage your money from nearly everywhere.

Fast, safe sign-in with Mobile Touch or Face ID5

Send and receive money on the fly via payment app3

Easily pay bills by scanning with your smartphone5

Award-winning customer service: online, in branch, or over the phone

Simply deposit checks via smartphone2



Let's get started.

Legal information and Disclosures

1$10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount. No monthly service charge if any account owner is under 25.

2Mobile deposits made before 7 pm PT will be processed the same business day and made available within two business days. Longer delays may apply based on the type of items deposited, account history or if you have recently opened your account with us.

3Payment app refers to peer to peer or person to person payments from mobile applications.

4Incoming payments from person to person or peer to peer payments made to you, count as a deposit and will waive the monthly service charge for Any Deposit Checking.

5Enrollment in Online Banking and download of our Mobile App required. Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text HELP to BKWST (25978) for help. Availability of Mobile Banking may be affected by your mobile device's coverage area. Requires mobile phone with text messaging capabilities. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS 9 and greater and on Android mobile devices with OS 5 and greater.