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1Requirements to Receive Up to $150 Bonus: Open a new personal Bank of the West Any Deposit Checking account at a branch or account application submitted on bankofthewest.com between 01/20/18 - 03/02/2018 with any opening deposit amount ($0.01 or more) with funds new to Bank of the West (Bank) received and posted to the account no later than 03/09/2018. This offer also available for any other consumer checking account (minimum to open $100). UCB Student Checking and Premier Checking excluded.
Offer does not apply to second or multiple checking accounts. Bank will classify the bonus as interest paid to the checking account. Any applicable taxes associated with this offer are the responsibility of the account holder. To the extent required by law, Bank will report total value of the offer to the IRS on Form 1099 for tax year 2018. All accounts are subject to the Bank's standard terms and conditions and Schedule of Fees and Charges.
2To receive the $100 bonus, customer must have a direct deposit of at least $250 (two or more direct deposits that add up to $250 do not qualify) posted to the account by 05/31/2018. Direct deposit must be payroll, Social Security, pension or other government benefits.
3To receive the $50 bonus, customer must request, receive and use a new Bank of the West Debit Card linked to the new checking account for 10 or more debit card purchases all of which must post to the account by the last business day of the month for each of the first two full calendar months immediately following the month in which the opening deposit posts to the account, for a total of 20 or more transactions. Each purchase must be $3 or more. ATM transactions are excluded. All required purchases must be posted by 05/31/2018.
4$10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount.
5$5 Overdraft Buffer: You will be charged an Overdraft Fee for an overdraft item paid if your account’s daily ending Available Balance is overdrawn more than $5.
6Overdraft Fee Eraser: Upon request, we will refund one Overdraft Fee, Returned Item Fee, or Extended Overdraft Fee up to $36. One refund per rolling 12-month period
7Enrollment in Online Banking and download of our Mobile App required. Requires mobile phone with text messaging capabilities. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS 4.3 and greater and on Android mobile devices with OS 4.1 and greater. Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text HELP to BKWST (25978) for help. Availability of Mobile Banking may be affected by your mobile device's coverage area.
8Enrollment in Online Banking required. Fees apply to expedited delivery options. A valid delivery address is required for Overnight Payments. Not all customers will qualify.
Bank of the West does business in South Dakota as Bank of the West California.