You can
get $250
Any Deposit Checking1
Make direct deposits totaling $1,000
each month for three months.1

Make direct deposits totaling $1,000
each month for three months.1


Promotion code automatically applied.

1. Open an Account

Open a new Any Deposit Checking account by 9/13/19


2. Make Direct Deposits

Totaling $1,000 or more each month for the first three months.1


3. Get $2501

It's that easy.


It's easy to waive the monthly service charge.

Any deposit per statement waives the monthly service charge.2

Includes mobile banking, payment app, direct deposit, or ATM and branch deposits.3,4,5

No minimum balance or direct deposit requirements.


Easily manage your money from nearly everywhere.

Fast, safe sign-in with Mobile Touch or Face ID6

Send and receive money on the fly via payment app4

Easily pay bills by scanning with your smartphone6

Award-winning customer service: online, in branch, or over the phone

Simply deposit checks via smartphone3


Open Online In About Ten Minutes

It's easy to get $250.1


Promotion code automatically applied.

Legal information and Disclosures

*By entering your e‐mail address, we will only use it to send the coupon and reminder and it will not be used for other promotions or shared with third parties.

1Requirements to receive the $250 bonus:
Open a new personal Any Deposit Checking account with a promotion code either online at or in a branch between 08/05/19 – 09/13/19 with any opening deposit amount ($0.01 or more). Opening deposit must post to the account by 09/27/19. This offer is also available for any other consumer checking account (minimum $100 to open). UCB Student Checking and Bank of the West Premier Checking accounts are excluded.

Then customer must make direct deposits totaling $1,000 or more, monthly for three consecutive calendar months by 12/31/19 to the new checking account. Two or more separate direct deposits in a single month that add up to $1,000 qualify. A qualifying direct deposit must be payroll, Social Security, pension or other government benefits. Non-qualifying direct deposits include transfers from Bank of the West or Bank of the West affiliate accounts or any credit from Bank of the West, or person-to-person transfers using a mobile payments service such as Zelle, or deposits made at a branch or ATM. Calendar months do not necessarily coincide with statement cycles. Qualifying deposits must be funds new to the Bank. All deposits must be posted by 12/31/19.

Bonus Limitations

  • Offer is not available to existing Bank of the West customers with an open checking account as of 08/04/19.
  • If the customer or other individuals residing at the same address received or may receive any other consumer checking bonus from the Bank between 01/01/18 – 01/30/20, then no one at that address is eligible.
  • Limit of one $250 consumer checking bonus per individual and per mailing address.
  • Account must be in open status and have a positive balance as of 12/31/19 to be eligible to receive any bonus.
  • Bonus will be credited to the open checking account by 01/31/20.
  • Offer end date and availability subject to change without prior notice.
  • Promotion code required with account application.

Offer does not apply to second or multiple checking accounts. Bank will classify the bonus as interest paid to the checking account. Any applicable taxes associated with this offer are the responsibility of the account holder. To the extent required by law, Bank will report total value of the offer to the IRS on Form 1099 for tax year 2020. All accounts are subject to the Bank's standard terms and conditions and Schedule of Fees and Charges. New money does not include fund transfers between Bank of the West or Bank of the West affiliate accounts or any credits that may be applied from Bank of the West or any Bank of the West affiliate.

2$10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount. No monthly service charge if any account owner is under 25.

3Mobile deposits made before 7 pm PT will be processed the same business day and made available within two business days. Longer delays may apply based on the type of items deposited, account history or if you have recently opened your account with us.

4Payment apps refers to peer to peer or person to person payments from mobile applications.

5Incoming payments from person to person or peer to peer payments made to you, count as a deposit and and will waive the monthly service charge for Any Deposit Checking.

6Enrollment in Online Banking and download of our Mobile App required. Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text HELP to BKWST (25978) for help. Availability of Mobile Banking may be affected by your mobile device's coverage area. Requires mobile phone with text messaging capabilities. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS 9 and greater and on Android mobile devices with OS 5 and greater.