How it works
Open a new Any Deposit Checking account by 11/05/21
Set up direct deposit with your employer or benefits provider
Make direct deposits totaling $1,000 or more per month, for 3 months in a row
Start banking sustainably
When you put your money in a bank, it doesn't just sit there. Banks lend up to 90% of customer deposits to finance all sorts of things! We have strict policies on what we do and do not finance, so much so that we have the strongest environmental policies of any major US bank.4
We help to fight climate change by financing renewable energy, but have restricted financing for industries we believe to be harmful to the planet, like coal and tobacco. With us, your deposits make a sustainable impact.
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Availability of offer and offer end date subject to change without prior notice. All accounts are subject to the Bank's standard terms and conditions and Schedule of Fees and Charges.
*By entering your email address, you agree to receive one email coupon and one reminder email. Your email address will be used to send this coupon and reminder email. It will not be used for other promotions or shared with third parties.
1Requirements to Receive the $250 Bonus:
Apply for a new, qualifying consumer checking account with a promotion code between 09/27/2021 and 11/05/2021. Account must be opened online at www.bankofthewest.com/checkingbonus or in a branch. The checking account must be opened by 11/19/2021. Qualifying checking accounts are consumer checking accounts, excluding UCB Student Checking and Bank of the West Premier Checking accounts.
Customer must make qualifying direct deposits totaling $1,000 or more, monthly for three consecutive calendar months by 03/31/2022 to the new checking account. One or more separate direct deposits in a single calendar month that add up to $1,000 qualify. Fulfillment of the offer requirements is based on calendar months which may not coincide with statement cycles. For example: if the checking account is opened in September, then sequential direct deposits made in September, October and November; or October, November and December; or November, December and January; or December, January and February; or January, February and March would each qualify.
A qualifying direct deposit must be payroll, Social Security, pension or other government benefits. Non-qualifying direct deposits include transfers from Bank of the West or Bank of the West affiliate accounts, credits from Bank of the West, ACH bank-to-bank transfers, person-to-person transfers using a mobile payments service such as Zelle, or deposits made at a branch or ATM. Qualifying direct deposits must be funds new to the Bank. All deposits must be posted by 03/31/2022.Bonus Limitations
- Offer is not available to existing Bank of the West customers with an open consumer checking account as of 09/26/2021.
- An individual can receive only one consumer checking account opening related bonus between 04/01/2021 and 04/28/2022.
- Only one new checking bonus can be applied to a checking account.
- Only one individual per residential address is eligible for this bonus offer.
- Bank of the West Checking account must be in open status and have a positive balance greater than $0 as of 03/31/2022 to be eligible to receive the bonus.
- Bonus will be credited by 04/29/2022 to the new, open Bank of the West Checking account. Account must be in open status to receive the bonus.
- Promotion code required at account opening.
- Offer does not apply to second or multiple checking accounts.
Bank will classify the bonus as interest paid to the checking account. Any applicable taxes associated with the bonus are the responsibility of the account holder. To the extent required by law, Bank will report the total value of this bonus to the IRS on Form 1099 for tax year 2022.
New money does not include fund transfers between Bank of the West or Bank of the West affiliate accounts or any credits that may be applied from Bank of the West or any Bank of the West affiliate.
Offer only open to residents of Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin and Wyoming.
2$10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount ($0.01 or more). No monthly service charge if any account owner is under 25 years of age.
3Enrollment in Online Banking and download of our Mobile App is required. Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text HELP to BKWST (25978) for help. Availability of Mobile Banking may be affected by your mobile device's coverage area. Requires mobile phone with text messaging capabilities. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS 9 and greater and on Android mobile devices with OS 5 and greater. Touch ID is available only for newer iPhone models (5S and later) using iOS 8 or higher. Face ID is available only iPhone models X and later. Mobile deposits made before 7 pm PT will be processed the same business day and made available within two business days. Longer delays may apply based on the type of items deposited, amount of the deposit, account history or if you have recently opened your account with us.
4Read more about our restrictive fossil fuel policies here.