Get $250 when you open an
Any Deposit Checking account.

Open by 8/21/2020 and make qualifying deposits.1

Get $250 when you open an Any Deposit Checking account.

Open by 8/21/2020 and make qualifying deposits.1

Open Online


Your promo code will be applied automatically.


Open In-Branch

Receive your promo code via email to redeem in branch.

Banking made simple

$0 monthly service charge with any deposit per statement cycle.2

Send money, pay bills, deposit checks all on your app.3

No minimum balance required to maintain your account.

How it works


Open a new Any Deposit Checking account by 8/21/2020.


Set up direct deposit with your employer or benefits provider.


Make direct deposits totaling $1,000 or more per month, for 3 months in a row.

Open online in about 10 minutes.

Legal information and Disclosures

1Requirements to Receive the $250 Bonus:

Apply for a new consumer Any Deposit Checking account with a promotion code either online at or in a branch between 07/13/2020 – 8/21/2020 with any opening deposit amount ($0.01 or more). Any Deposit Checking account must be opened by 09/04/2020.

This offer is also available for any other consumer checking account (minimum $100 to open). UCB Student Checking and Bank of the West Premier Checking accounts are excluded.

Customer must make direct deposits totaling $1,000 or more each calendar month for three consecutive calendar months by 12/31/2020 to the new checking account. One or more separate direct deposits in a single calendar month that add up to $1,000 qualify. Fulfillment of the offer requirements is based on calendar months which may not coincide with statement cycles. For example: if the checking account is opened in July, then sequential direct deposits made in July, August and September; August, September and October; September, October and November; or October, November and December would each qualify.

A qualifying direct deposit must be payroll, Social Security, pension or other government benefits. Non-qualifying direct deposits include transfers from Bank of the West or Bank of the West affiliate accounts, any credit from Bank of the West, any person-to-person transfers using a mobile payments service such as Zelle, or deposits made at a branch or ATM. Qualifying direct deposits must be funds new to the Bank. All deposits must be posted by 12/31/2020.

Bonus Limitations

  • Offer is not available to existing Bank of the West customers with an open consumer checking account as of 07/12/2020.
  • If the customer or other individuals residing at the same address received or may receive any other consumer checking bonus from Bank of the West between 1/01/2019-1/28/2021, then no one at that address is eligible.
  • Limit of one consumer checking bonus per individual.
  • Limit of one consumer checking bonus per mailing address regardless of how many individuals may receive the bonus offer.
  • Account must be in open status and have a positive balance greater than $0 as of 12/31/2020 to be eligible to receive any bonus.
  • Bonus will be credited to the new consumer checking account by 01/29/2021. Account must be in open status to receive the bonus.
  • Offer end date and availability subject to change without prior notice.
  • Promotion code required at account opening.

Offer does not apply to second or multiple checking accounts. Bank will classify the bonus as interest paid to the checking account. Any applicable taxes associated with this offer are the responsibility of the account holder. To the extent required by law, Bank will report total value of the offer to the IRS on Form 1099 for tax year 2020.

All accounts are subject to the Bank’s standard terms and conditions and Schedule of Fees and Charges.

New money does not include fund transfers between Bank of the West or Bank of the West affiliate accounts or any credits that may be applied from Bank of the West or any Bank of the West affiliate.

Offer only open to residents of Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin and Wyoming.

2$10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount. No monthly service charge if any account owner is under 25 years of age.

3Enrollment in Online Banking and download of our Mobile App required. Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text HELP to BKWST (25978) for help. Availability of Mobile Banking may be affected by your mobile device's coverage area. Requires mobile phone with text messaging capabilities. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS 9 and greater and on Android mobile devices with OS 5 and greater. Mobile deposits made before 7 pm PT will be processed the same business day and made available within two business days. Longer delays may apply based on the type of items deposited, amount of the deposit, account history or if you have recently opened your account with us.