Get $250 when you open an
Any Deposit Checking account.

Open by 4/02/2021 and make qualifying deposits.1

Get $250 when you open an Any Deposit Checking account.

Open by 4/02/2021 and make qualifying deposits.1

Open Online


Your promo code will be applied automatically.


Open In-Branch

Receive your promo code via email to redeem in branch.

Banking made simple

$0 monthly service charge with any deposit per statement cycle.2

Send money, pay bills, deposit checks all on your app.3

No minimum balance required to maintain your account.

How it works


Open a new Any Deposit Checking account by 04/02/21.


Set up direct deposit with your employer or benefits provider.


Make direct deposits totaling $1,000 or more per month, for 3 months in a row.

Open your account in about 10 minutes.

Legal information and Disclosures

Availability of offer and offer end date subject to change without prior notice. All accounts are subject to the Bank’s standard terms and conditions and Schedule of Fees and Charges.

*By entering your email address, we will only use it to send the coupon and reminder and it will not be used for other promotions or shared with third parties.

1Requirements to Receive the $250 Bonus:

Apply for a new consumer Any Deposit Checking account with a promotion code either online at or in a branch between 02/22/2021 and 04/02/2021 with any opening deposit amount ($0.01 or more). Any Deposit Checking account must be opened by 04/16/2021. This offer can be applied to any other new consumer checking account (minimum $100 to open), except UCB Student Checking and Bank of the West Premier Checking accounts.

Customer must make direct deposits totaling $1,000 or more, monthly for three consecutive calendar months by 08/31/2021 to the new checking account. One or more separate direct deposits in a single calendar month that add up to $1,000 qualify. Fulfillment of the offer requirements is based on calendar months which may not coincide with statement cycles. For example: if the checking account is opened in February, then sequential direct deposits made in February, March and April; or March, April and May; or April, May and June; or May, June and July; or June, July and August would each qualify.

A qualifying direct deposit must be payroll, Social Security, pension or other government benefits. Non-qualifying direct deposits include transfers from Bank of the West or Bank of the West affiliate accounts, any credit from Bank of the West, any person-to-person transfers using a mobile payments service such as Zelle, or deposits made at a branch or ATM. Qualifying direct deposits must be funds new to the Bank. All deposits must be posted by 08/31/2021.

Bonus Limitations

  • Offer is not available to existing Bank of the West customers with an open consumer checking account as of 02/21/2021.
  • An individual can receive only one consumer checking account opening related bonus between 09/01/2019 and 09/29/2021 and only one bonus per individual per account.
  • Only one individual per residential address is eligible for this bonus offer.
  • Bank of the West Checking account must be in open status and have a positive balance greater than $0 as of 08/31/2021 to be eligible to receive the bonus.
  • Bonus will be credited by 09/30/2021 to the new, open Bank of the West Checking account. Account must be in open status to receive the bonus.
  • Promotion code required at account opening.
  • Offer does not apply to second or multiple checking accounts.

Bank will classify the bonus as interest paid to the checking account. Any applicable taxes associated with this offer are the responsibility of the account holder. To the extent required by law, Bank will report total value of the offer to the IRS on Form 1099 for tax year 2021.

New money does not include fund transfers between Bank of the West or Bank of the West affiliate accounts or any credits that may be applied from Bank of the West or any Bank of the West affiliate.

Offer only open to residents of Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin and Wyoming.

2$10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount ($0.01 or more). No monthly service charge if any account owner is under 25 years of age.

3Enrollment in Online Banking and download of our Mobile App is required. Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text HELP to BKWST (25978) for help. Availability of Mobile Banking may be affected by your mobile device's coverage area. Requires mobile phone with text messaging capabilities. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS 9 and greater and on Android mobile devices with OS 5 and greater. Touch ID is available only for newer iPhone (5S and later) using IOS8 or higher. Face ID is available only on iPhone X. Mobile deposits made before 7 pm PT will be processed the same business day and made available within two business days. Longer delays may apply based on the type of items deposited, amount of the deposit, account history or if you have recently opened your account with us.