No minimum balance. No surprises.

Waive the monthly service charge with any deposit each statement.1
No fee for overdrawn balances of $5 or less.2
Pick one overdraft or Returned Item Fee to erase per year.3

One great account. A bunch of great features.

No monthly service charge if any account owner is under 25
Cutting-edge online & mobile banking4
Hundreds of branches. Find yours
Deposit checks using your smartphone4
Unlimited use of Bank of the West ATMs5
Pay bills and send money with a few taps of your finger4,6

Let’s get started.

Open online in about 10 minutes.



Legal information and Disclosures

1 $10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount.

2 $5 Overdraft Buffer: You will be charged an Overdraft Fee for an overdraft item paid if your account’s daily ending Available Balance is overdrawn more than $5.

3 Overdraft Fee Eraser: Upon request, we will refund one Overdraft Fee, Returned Item Fee, or Extended Overdraft Fee up to $36. One refund per rolling 12-month period.

4 Enrollment in Online Banking and download of our Mobile App required. Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text HELP to BKWST (25978) for help. Availability of Mobile Banking may be affected by your mobile device's coverage area. Requires mobile phone with text messaging capabilities. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS 9 and greater and on Android mobile devices with OS 5 and greater.

5 Subject to funds availability.

6 Enrollment in Online Banking required. Fees apply to expedited delivery of Bill Payments. A valid delivery address is required for Overnight Bill Payments. Not all customers will qualify. Additional terms and conditions apply.