No minimum balance. No surprises.
One great account. A bunch of great features.
1 $10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount.
2 $5 Overdraft Buffer: You will be charged an Overdraft Fee for an overdraft item paid if your account’s daily ending Available Balance is overdrawn more than $5.
3 Overdraft Fee Eraser: Upon request, we will refund one Overdraft Fee, Returned Item Fee, or Extended Overdraft Fee up to $36. One refund per rolling 12-month period.
4 Enrollment in Online Banking and download of our Mobile App required. Wireless carriers may charge fees for text transmissions or data usage. Additional terms and conditions apply.
5 Enrollment in Online Banking required. Fees apply to expedited delivery options. A valid delivery address is required for Overnight Payments. Not all customers will qualify. Additional terms and conditions apply.