BENEFITS OF THE PREMIER RELATIONSHIP CHECKING ACCOUNT INCLUDE:
For new Premier Relationship Checking accounts, we will automatically waive the monthly service charge for the first statement cycle. Otherwise, the monthly service charge will be $30. The monthly service charge is waived when you meet at least one of the following per statement cycle: (1) Maintain an average monthly balance of at least $15,000 in this account OR (2) Maintain a $25,000 combined average monthly balance in this account plus all linked personal checking, savings, and money market accounts as well as CDs and IRAs7.
Bank of the West products are offered to the residents of the states of Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, and Wyoming.
1Mobile Banking is supported on Apple iPhone devices with iOS 4.1 and greater, Apple iPad devices with iOS and greater, and on Android mobile devices with OS 2.1 and greater. iPad and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android is trademark of Google Inc.
2No charge for Premium Relationship checks and no fee for cashier's and traveler's cheques, money orders, stop payments, image statements, or incoming wires.
3A Relationship Premium or a Premier Relationship Premium (available to Premier Relationship Checking customers) is a bonus interest rate on qualifying Choice Money Market Savings accounts for selected balance tiers. The standard interest rate plus the Relationship Premium and Premier Relationship Premium interest rates are set at the Bank's discretion and are subject to change without notice. Only one Choice Money Market Savings account can be linked to a checking account. There may not be a Relationship Premium or Premier Relationship Premium associated with every balance tier.
4To automatically qualify for a Relationship interest Rate, you must have an open Bank of the West consumer checking account and a Choice Money Market Savings account with the same ownership; to automatically qualify for a Premier Relationship Interest Rate, you must have an open Bank of the West Premier Relationship Checking account and a Choice Money Market Savings account with the same ownership. The Relationship Interest Rate or the Premier Relationship Interest Rate will be earned on your Choice Money Market Savings account.
5To qualify for a relationship CD interest rate, you must have a Premier Relationship Checking account. Relationship CD interest rates are available on select CD product only and are subject to change or discontinuance at account renewal. If you do not have an open Premier Relationship Checking account when the CD renews, you will receive the statement rate for the new term.
6Bank of the West will rebate up to $15 in surcharge fees that owners and operators of non-Bank of the West ATMs may charge for use of their ATMs each statement cycle on ATM transactions made on your Premier Relationship Checking account.
7For combined balances, multiple personal deposit accounts including savings, certificates of deposit (CDs), and IRA accounts can be linked to your checking account. Common Ownership is required on all linked accounts.
Availability of mobile banking may be affected by your mobile device's coverage area. Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text STOP to BKWST to cancel. Text HELP to BKWST for help.