Don't Delay Your Dream

The Essex Boat Loan Advantage

Boat financing can be a hassle, but with Essex Credit it doesn't have to be. We'll take care of everything from procurement of state titles to Coast Guard documentation. We offer boat loans with competitive rates and terms. Our trusted sales associates are there with you throughout the boat financing process.

Ready to apply?


1-866-377-3948
TTY 1-800-659-5495
Monday - Friday 7am to 5pm PT

Apply Online

At Essex we offer:

  • Financing for boat model years 1999 and newer
  • Standard & Custom Power or Sailboats
  • Houseboats, Wooden Boats, Pontoon Boats
  • Live-Aboard financing program
  • Fixed rates and no pre-payment penalties

Take advantage of our New, Used or Refinance loans

We offer boat loans with competitive rates and terms.

Experts in Dealer/Broker, Private Party purchases and refinances nation-wide and in Puerto Rico.

Calculate your monthly payments or loan amount with our loan calculator.

Boat Rates

See boat loan rates for financing a boat for pleasure use or live-aboard use.
Check Boat Rates

Do you have questions about boat financing?

Find answers to commons questions about financing or refinancing a boat here.

Boat Loan FAQ

Legal information and Disclosures

Subject to loan program requirements and credit approval. Certain fees and restrictions may apply.

Essex Credit is a division of Bank of the West.