Bank at Work1

Showing information for California

Are you an employee at a company enrolled in our Bank at Work Program? Congratulations, we have teamed up with your employer to offer you an exclusive suite of banking benefits:


  • Various account options to fit your needs (see below)
  • Fee waived on small Safe Deposit Box, or $40 off a larger size2
  • Complimentary box of checks3
  • Annual Fee waived on Gold Line Overdraft Line of Credit4
  • Unlimited $0 online equity and ETF trades in your BancWest Investment Services5 brokerage account6
  • Cutting-edge technology on Online and Mobile Banking tools7
  • Access to virtual or in person financial literacy seminars (first time home buyer, budgeting, etc)
  • Team members and solutions to support you through your financial journey (home financing, credit cards, auto loans, investments, etc.)
Any Deposit Checking 1% for the Planet9 Premier Checking
  • $0 monthly service charge with any deposit per statement8
  • No minimum balance
  • No direct deposit required
  • All the benefits of our Any Deposit Checking account, plus:
  • We donate 1% of our net revenue on this account to 1% for the Planet—at no cost to you10
  • CO2 tracking for your debit card purchases, right in the app11
  • Compostable debit card12
  • $0 monthly service charge with minimum combined average monthly balance of $25,000 in eligible accounts13
  • Unlimited rebates on ATM withdrawal fees worldwide14
  • Save on select consumer loans with interest rate discounts15

About Bank of the West

At Bank of the West, we are redefining banking for a better future by focusing on areas where we believe we can have a real impact: supporting energy transition, helping enable women entrepreneurs, and financing innovative start-ups.

Bank of the West is committed to sustainable finance along with our parent company BNP Paribas. Through Digital Channels and offices across the U.S., Bank of the West provides financial tools and resources to more than 2 million individuals, families and businesses.

Open an Any Deposit Checking account today. It only takes 10 minutes.


Showing information for California

Legal information and Disclosures

1 The Bank at Work Program is only available to personal account holders employed by a business enrolled in the Bank at Work Program and exclusive of any other promotions and/or special rates. The Bank at Work Program ("Program") is subject to change without notice. This Program is available with Bank of the West Premier Checking or Bank of the West Any Deposit Checking. Note: If you do not qualify for either an Any Deposit Checking or Bank of the West Premier Checking you may be offered an alternate checking product which will be an "Eligible Account".

2 A $40.00 discount can be applied to annual rental fee of larger boxes if small safe deposit box is unavailable. All boxes are subject to availability by branch location. Availability is not guaranteed. One-time $20 non-refundable Set-up Fee applies.

3 One (1) Complimentary box of Bank of the West corporate image checks or $5 off wallet-style checks.

4 Annual Fee waived on Gold Line Account linked to your qualifying checking Account to cover overdrafts (subject to funds availability). Other fees and restrictions apply. Refer to the applicable Bank of the West Gold Line Account Agreement and Disclosure Statement for additional details (Available upon request). Subject to credit approval.

5 Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer Member FINRA/SIPC and SEC Registered Investment Adviser. Financial Advisors are Registered Representatives of BancWest Investment Services. Fixed annuities/insurance products are offered through BancWest Insurance Agency in California (License #0C52321) and through BancWest Investment Services, Inc. in all other states where it is licensed to do business. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Bank of the West and its various affiliates and subsidiaries are not tax or legal advisors. Please consult your tax or legal advisor for more information regarding your personal situation.

6 For self-directed orders placed via the BancWest Investment Services online platform, unlimited $0 commissions apply to order executions for equities and Exchange-Traded Funds ("ETFs"). Unlimited $0 commissions online trades are subject to certain terms and conditions and additional fees. Service charges will apply for trades placed through a broker. For further information contact the BancWest Investment Services customer service center at (888) 808-2947, TTY 1-800-659-5495.

7 Availability of Mobile Banking may be affected by your mobile device's coverage area.

8 Deposits include direct deposit, mobile deposit, ATM deposit, person to person payment deposit, to or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West.  The $10 monthly service charge can also be waived if any account owner is under 25 years of age.  Minimum opening deposit of any amount ($0.01) required.

9 The 1% for the Planet account is the Any Deposit Checking account that donates 1% of the net revenue to environmental nonprofits through the 1% for the Planet organization.

10 Net revenue is defined as fees charged directly to the account, plus interest income, minus losses. Net fees is gross fees charged less reversals. Interest income is defined as the lowest end of the target Fed Funds range during the time period being assessed, multiplied by the average balance of the account and the percent of days in the year during which balances were held. Debit card revenue is not included in the account revenue calculation.

11 The carbon tracking tool, which will appear in the Bank of the West Mobile app for 1% for the Planet account, uses the Åland Index, a cloud-based service for carbon impact calculations, to provide a measurement of the potential carbon impact of purchases made with the 1% for the Planet debit card. The calculation is based on the merchant code, a code that indicates the types of goods or services a company provides, and the amount of the purchase. The actual carbon impact may be higher or lower than the measurement provided. The Åland Index is the leading index solution for carbon emission calculations for payments and financial transactions. The Åland Index Solution is a joint venture between Ålandsbanken and Doconomy. Bank of the West licences the Åland Index through Doconomy. To learn more visit

12 The 1% for the Planet debit card is made from 100% compostable/biodegradeable PVC, however, the EMV chip, magnetic strip, ink and hologram are not biodegradeable.

13 Eligible accounts are bank deposit accounts (such as checking, savings, money market, CDs, and IRAs) and certain BancWest Investment Services accounts. If the required combined average monthly balance is not maintained in eligible accounts, a $25 monthly service charge will apply. Minimum opening deposit of any amount ($0.01) required.

14 All ATM cash withdrawal fees charged by non-Bank of the West ATMs will be rebated within one (1) business day of the fees posting to your account. Other fees such as foreign currency transaction fees may apply.

15 Consumer loans, lines of credit and credit card products are subject to credit approval. Terms and conditions apply. Certain fees and restrictions may also apply. Ask your banker for details.

Investment and Insurance Products: