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Bank at Work

Bank at Work helps employees save money through discounted products and services.1 In addition to this exclusive benefits package, employees can take advantage of special rates on eligible savings and CD accounts, and attend financial education seminars and personal one-on-one meetings offered at their workplace to answer financial questions, begin a new account application, or review their personal money management. If you’re an employee at a company enrolled in Bank at Work, use this page to learn more about the various benefits open to you.

If you're an employer and would like more information about the program, contact us.

Bank at Work Checking Accounts

With Bank at Work, employees can pick between a range of specialized checking accounts. To open an account, simply choose the account that best fits your needs and use the Bank at Work promotion code you've received.

Bank at Work Addendum

  The Premier Relationship Choice Interest Checking
Monthly service charge waived with direct deposit5   Yes
No annual fee on Gold Line account6 Yes Yes
Online and Mobile Banking with Bill Pay7 Yes Yes
Debit Card7 Yes Yes
Complimentary standard checks Yes Yes
Safe deposit box with no annual fee8 Yes Yes
No Bank of the West charge at non–Bank of the West ATMs Yes  
No ATM withdrawal fees at all—rebates for withdrawal fees charged by non–Bank of the West ATMs for use of their ATMs9 Yes  
Premier investment benefits10 Yes  

Special Rates and Discounts

As a Bank at Work employee, enjoy these special offers:

  • Up to a 0.25% bonus interest rate on select CD terms7 and Money Market Plus Savings Accounts8
  • A $25 statement credit when you open a new credit card and make a qualifying purchase9

BancWest Investment Services

UC Berkeley employees are eligible for the following investment benefits:

  • Personalized investment guidance―Receive a complimentary financial checkup with a BancWest Investment Services10 Financial Advisor, and an opportunity to then continue receiving customized investment advising. Get a personalized asset allocation strategy, with as much or as little guidance as you need, and a portfolio aligned with your objectives.
  • Low pricing on trades―Enroll in an online brokerage account and get 60 $0 commission trades during the first year and future self-directed trades for as low as $8.95,11 as well as online investing and banking. Trade stocks, mutual funds and options with the help of our comprehensive online research and a dedicated support team when you need it. Learn more about BancWest Investment Services

All consumer loans and lines are subject to credit approval. Certain fees and restrictions may apply.

1The Bank at Work program is only available to personal account holders employed by a business enrolled in the Bank at Work Program and exclusive of any other promotions and/or special rates. Bank at Work program ("Program") is subject to change without notice. Program requires a monthly direct deposit of $250 or more per statement cycle and is available with Choice Interest Checking or Bank of the West Premier Checking only. If you do not qualify for any of these checking accounts, you may be offered an alternate checking product which may not be eligible to participate in the Program.

2In order to waive the monthly service charge on the Choice Interest Checking with eligible Direct Deposits, the first Direct Deposit must be received within 2 statement cycles following account opening date. If the required Direct Deposit is not received within 2 statement cycles following the account opening date, is less than the required minimum, or is discontinued, standard monthly service charges will apply. There are other ways to waive the monthly service charge on the Choice Interest Checking: Ask for details.

Direct Deposit to the Bank of the West Premier Checking will not waive the monthly service charge. To waive the monthly service charge on a Bank of the West Premier Checking account, you must maintain a minimum of $25,000 combined average monthly balance in your Bank of the West Premier Checking plus other eligible personal checking, money market, savings accounts, CDs, and IRAs, and prior end-of-the month account balances in eligible BancWest Investment Services Investment accounts.

3Annual Fee of $25 on a Gold Line Account associated with a Choice Interest Checking account is waived for customers enrolled in the Program. There is no Annual Fee on a Gold Line associated with a Premier Checking account regardless of whether or not you are enrolled in the Program. Loan Advance Fee still applies. Gold Line Account subject to credit approval.

4Benefits not exclusive to Bank at Work program; standard benefits for consumer checking accounts. Standard text messaging and mobile carrier rates may apply to mobile banking.

5One-time set up fee applies. $40.00 discount can be applied to annual rental fee of larger boxes if small safe deposit box is unavailable. Larger boxes also subject to availability.

6All ATM cash withdrawal fees will be rebated within one business day of the fees posting to your account.  Cash advance and foreign transaction fees may apply.

7Bonus interest rate of up to 0.25% will be added to standard interest rate on select CD terms. Once opened, the standard interest rate plus any bonus interest rate are fixed for the entire term of the CD. Minimum opening deposit of $10,000 required to obtain bonus interest rate.

8Bonus interest rate of up to 0.25% will be added to standard interest rate on the Money Market Plus account. Minimum balance of $10,000 required to obtain bonus interest rate. Standard interest rates and bonus interest rates are variable and may change as frequently as daily.

9All consumer credit cards are subject to credit approval.  Certain fees and restrictions may apply.  Certain exclusions and limitations may apply. For full terms and conditions, please refer to the MasterCard Guide to Benefits for World MasterCard Credit Card Holders. To receive the $25 statement credit, a customer must open a new Bank of the West consumer credit card, be enrolled in the Bank of the West Bank at Work program, and make a qualifying purchase. Balance transfers, cash advances, convenience checks, interest charges, and any fees charged to the account do not count as qualifying purchases. Only one statement credit per account is permitted. The $25 statement credit will be posted to your statement following the date the first transaction is completed. The credit card account must be open and in good standing to receive the statement credit. The $25 statement credit may be reported to the IRS on Form 1099. Bank of the West employee accounts, Bank of the West Secured Credit Card and Bank of the West Wealth Management World Elite MasterCard® Credit Card accounts are excluded.

10Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, member FINRA/SIPC, and SEC Registered Investment Adviser. Financial Advisors are Registered Representatives of BancWest Investment Services. Fixed annuities/insurance products are offered through BancWest Insurance Agency in California, (License #0C52321) and through BancWest Investment Services, Inc. in all other states where it is licensed to do business. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Bank of the West and its various affiliates and subsidiaries are not tax or legal advisors.

11Online self-directed investment account: Sixty (60) $0 commission order executions in equities and exchange traded funds ("ETFs") are available once per lifetime, per account. The account owner will have 365 days from the day the commission order executions are applied to the online self-directed investment account to use the sixty (60) $0 commission order executions placed via the BancWest Investment Services online platform ($8.95 order executions thereafter). Subject to certain terms and conditions and additional fees (please refer to for further details about self-directed investing available through BancWest Investment Services). If an order placed via the online platform is executed over multiple days, each day’s executions for that order will be counted separately and applied against the remaining available $0 commission order executions available.

BancWest Investment Services is a wholly owned subsidiary of Bank of the West. Bank of the West is a wholly owned subsidiary of BNP Paribas.

Investments and Insurance products:

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