Use Zelle^® for 2 transactions by July 14, 2019 and get $5¹.

¹Offer Period – Online Zelle^® offer is only available to customers who have opened a consumer checking account before January 1, 2019 and used Zelle within Bank of the West Online or Mobile Banking. To qualify for this one-time $5 Zelle bonus, you must enroll in Bank of the West Online Banking and use Zelle to complete a minimum of two (2) New Qualifying Transactions from the consumer checking account between April 15, 2019 and July 14, 2019.

Qualifying Zelle Transactions – Each Zelle transaction must be:

• At least $10
• At least one payment sent to each of two new, unique payees (each with a different mailing address, U.S. mobile phone number, or email address from the customer enrolled with Zelle and created after April 14, 2019) for a minimum total of two (2) Zelle transactions. (Multiple Zelle transactions to the same payee only count as one Qualifying Zelle Transaction.)
• Scheduled so that each payment or transaction is debited from customer's Bank of the West consumer checking account no later than July 14, 2019.

This bonus offer (maximum of one (1) per customer enrolled in Zelle, regardless of the number of accounts opened during the offer period) is a $5 non-transferable credit to the checking account. The $5 will be credited within eight to ten weeks after the final qualifying transaction. If an eligible customer qualifies in multiple checking accounts, the account with the most recent Zelle activities will be credited the $5.

To be eligible for the bonus, the checking account from which the Bank of the West Zelle transactions were made must remain open at the time the bonus is credited to the account. Any Bank of the West customer enrolled with Zelle who meets the qualification requirements, but whose checking account to be credited is no longer in open status when the credit is paid, will not receive the bonus.

Any applicable taxes associated with this offer are the responsibility of the account holder. To the extent required by law, Bank of the West will report total value of the offers to the IRS on Form 1099.

Business accounts are excluded. Rules are subject to change without notice.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

THIS PROMOTION IS IN NO WAY SPONSORED, ENDORSED, ADMINISTERED BY OR ASSOCIATED WITH EARLY WARNING SERVICES, LLC OR ZELLE.

You must be an existing Online Banking customer to use Mobile Banking. Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text HELP to BKWST for help. Availability of Mobile Banking may be affected by your mobile device's coverage area. Requires mobile phone with text messaging capabilities. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS9 and greater and on Android mobile devices with OS 5 and greater. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android is a trademark of Google LLC.

²There is no fee for enrolling with or sending money using Zelle in Bank of the West Online or Mobile Banking. Other Bank of the West fees (such as stop payment and overdraft fees) may apply. Refer to your Schedule of Fees and Charges for details. Wireless carriers may charge fees for text transmissions or data usage.

³Must have a bank account in the U.S. to use Zelle.

⁴Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

⁵App Store is a service mark of Apply Inc. Google Play is a trademark of Google LLC.