Press Release

Bank of the West Announces New Unlimited Cash Back Mastercard with No Annual Fee
San Francisco, Calif. | Nov 14, 2016

Cardholders Earn 3% Cash Back on Dining, Groceries and Gas; 1% Cash Back on All Other Purchases; Save with Automatic Cash Back Rewards Applied to Statement Each Quarter

Bank of the West today announces a new cash back credit card that rewards shoppers with unlimited cash back on all of their purchases. With the Bank of the West Cash Back Mastercard, customers earn three percent cash back on dining, groceries, and gasoline as well as one percent cash back on all other purchases.

There's no annual fee and no limit on the cash a customer can earn. The cash back rewards are automatically credited to the customer's credit card account, so there's no need to call or go online to get cash earned. The cash back simply lowers the customer's bill every three months.

"We listened to our customers and they asked for a card that comes with high levels of cash back, that is easy to understand and easy to use," said Paul Appleton, executive vice president, Head of Products and Payment Solutions at Bank of the West. "Just in time for the holiday shopping season—whether customers are out buying gifts, stocking the fridge with groceries, dining out with friends, or filling the gas tank for the holiday drive home— this card helps them save a little extra as they pay for the day-to-day needs during this festive season and year-round."

For example, by spending a total of $3,000 per month, including $800 on dining, groceries and gas and $2,200 on other expenses, a customer would earn $552 in cash back annually.

Bank of the West's Cash Back Mastercard is mobile wallet-ready for use with digital wallets such as Apple Pay, Android Pay, and Samsung Pay. The card has no annual fee and is offered with an introductory zero percent annual percentage rate (APR) on purchases for the first six months.

Bank of the West Cash Back Mastercard Highlights:

  • Three percent (3%) cash back on everyday spending on:
    • Dining
    • Groceries
    • Gas (on up to $1,500 spent on gas each quarter, with one percent cash back after)
  • One percent (1%) cash back on all other purchases
  • Unlimited cash back, no expiration dates or annual cap
  • Automatic cash back rewards directly credited to the account quarterly
  • No annual fee
  • Chip card technology for extra security
  • Zero liability protection from unauthorized purchases
  • Get the sale, later – if the price drops within 60 days of purchase, shoppers can receive a refund up to $250 per claim

for the difference

Customers can learn more about Bank of the West Cash Back Mastercard by visiting, calling us, or stopping by the nearest Bank of the West branch.

About Bank of the West
Bank of the West is a regional financial services company headquartered in San Francisco with $82.6 billion in assets as of September 30, 2016. Founded in 1874, Bank of the West provides a wide range of personal, commercial, wealth management and international banking services through more than 600 branches and offices in 23 states and digital channels. Bank of the West is a subsidiary of BNP Paribas, which has a presence in 75 countries with more than 189,000 employees. To learn more about Bank of the West, visit About Us.

Media Contacts:

Michele Rene Scott, Bank of the West
Corporate Communications
Julia Mellon, Bliss Integrated Communication

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