Press Release


Bank of the West to Eliminate Returned Item and Extended Overdraft Fees

Changes will go into effect by September 30, 2022

SAN FRANCISCO, CA | June 23, 2022 - Bank of the West will eliminate Returned Item (also known as Non-Sufficient Funds [NSF]) and Extended Overdraft fees from all personal and non-analyzed business accounts by September 30, 2022.

Bank of the West's Returned Item fee is charged when a check, recurring debit card payment or automatic payment is presented against a customer's account with insufficient funds. The Bank's Extended Overdraft fee is applied when a customer's account has remained overdrawn by $15 or more for five days. Those fees will remain in effect until the implementation of the fee change by the end of September 2022.‚Äč