Press Release

Bank of the West Launches Any Deposit Checking Across Its Entire 19-State Branch Footprint
San Francisco | Jun 14, 2017

  • A full-service banking relationship where any monthly deposit waives the monthly service charge
  • No minimum balance required; no direct deposit required
  • For customers under 25 years of age, the monthly service charge is waived automatically, with no deposit necessary

Bank of the West today launches Any Deposit Checking, a new checking account that offers no monthly service charge when a deposit1 of any amount using any channel (branch, ATM, mobile, or direct deposit) is made. No minimum balance or direct deposit is required. For customers under 25 years of age, the monthly service charge ($10) is waived automatically, with no deposit necessary2.

“We listened to our branch teams and individuals in the communities we serve and it became clear—a stand out solution was needed,” said Paul Appleton, Executive Vice President, Consumer Banking Division at Bank of the West. “Bank of the West’s Any Deposit Checking delivers a full-service banking relationship with branch, call center, online and mobile access with a monthly service charge that can easily be waived– with any deposit of any amount – just a penny – each month.”

The account comes with digital capabilities like mobile banking and mobile deposit in addition to an Overdraft Fee Eraser3, the Bank’s overdraft relief feature that allows customers to request one overdraft fee refund each year.

“Employees of small businesses, self-employed individuals, and younger customers may not have access to payroll direct deposit, which at many banks means you pay a monthly service charge,” said Appleton. “We want to provide full banking access in the communities we serve in a way that’s simple to understand and easier to achieve.”

The Bank of the West Any Deposit Checking account is available now in all branches and online. For more information about Bank of the West’s new checking account offerings visit or find a branch near you.

About Bank of the West
Bank of the West is a regional financial services company headquartered in San Francisco with $83.8 billion in assets as of March 31, 2017. Founded in 1874, Bank of the West provides a wide range of personal, commercial, wealth management and international banking services through more than 600 branches and offices in 23 states and digital channels. Bank of the West is a subsidiary of BNP Paribas, which has a presence in 74 countries with more than 190,000 employees. To learn more about Bank of the West, visit About Us via

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Media Contact:
Anita Fox
Corporate Communications

Julia Mellon
Bliss Integrated Communication

Corporate Headquarters

180 Montgomery Street
San Francisco, CA 94104


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Legal information and Disclosures

1Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West.

2For a joint account, any owner can be under 25 years of age to waive the monthly service charge.

3Upon request, we will refund one Overdraft Fee, Returned Fee, or Extended Overdraft Fee up to $36. One refund per rolling 12-month period.