Michael Pereira 

Michael Pereira

Executive Vice President, Head of Personal Finance

Since joining Bank of the West in mid-2017 from BNPP PF France, Michael Pereira has led a major transformation initiative for Personal Finance Division (PFD) named PLUS, a strategic project aimed at transforming the auto business in partnership with BNPP PF. Additionally Michael oversees the profitable product-lines Indirect RV/Marine and Direct to Consumer Essex both of which operate nationally. PFD forms one of BOW's 5 Lines of Business.

Michael has held a number of positions within the BNPP Group which have included Head of Corporate Development (Automotive Financial Services) BNPP PF France, Head of HNWI Mortgages BNPP PF Geneva, Head of Maghreb Region BNPP Europe Mediterranean (IRB), Head of Territory BNPP UAE (IRB), CEO BNPI OBU Mauritius (IRB), and Chief General Manager Commercial BNPP India (CIB). He currently is a member of the CBA Auto Finance Board and the AFSA Vehicle Finance Board.

Michael's career with the BNPP Group has covered projects/assignments in India and China, the Middle East, Africa, Europe and the US involving 4 of the Banks Lines of Business. Before joining BOW he has actively worked on the creation of JVs in the auto finance space notably Genius AFC, the joint venture with the Chinese Geely Group and the recent acquisition of Opel Vauxhall Finance Europe.

Michael is a Chartered Accountant, Company Secretary, holds a Bachelor of Law and Bachelor of Commerce.