Karl Werwath 

Gilles Karpowicz

Executive Vice President and General Auditor BNP Paribas North America, Retail and Wholesale.

Gilles Karpowicz, serves as Executive Vice President and Head of Inspection Générale North America, covering both the Retail and Wholesale activities of BNP Paribas, including Bank of the West and BNP Paribas USA, Inc., and is directly responsible for the audit coverage of these entities.

In his role as General Auditor, Gilles is responsible for directing a comprehensive risk-based audit program that provides independent evaluations of the adequacy and effectiveness of the Bank's risk management, internal controls and governance processes, including Credit Review.

Gilles began his banking career with BNP Paribas in Canada (1988-1998) where he held several positions, including Commercial Banking Relationship Manager, Senior Credit Officer and Head of Structured Finance. Then, he worked at BNP Paribas Inspection Générale in France (1999-2003) before moving to BancWest Corp. (California) where he served as Risk Manager (2003-2009) before being appointed as General Auditor of BancWest Corp. and Bank of the West (2009-2015).

Gilles received his M.S. in Corporate and Investment Finance from Sherbrooke University in Quebec, Canada, and a B.A. from the ESCEM Business School, France.