woman enjoying coffee
LENDING & CREDIT SOLUTIONS

Bring goals within reach with smart financing

Your financial situation is unique—and so are your lending and credit needs.footnote1
Your dedicated wealth advisor will evaluate your financing goals and recommend tailored solutions that align with your overall Wealth Management plan, including:
  • Wealth Management World EliteTM MasterCard®
  • Mortgage Lending Solutions
  • Home Equity Lines of Credit
  • Investment Lines of Credit
World Elite Mastercard

Wealth Management World Elite Mastercard

The West Wealth Management World Elite Mastercard recognizes your distinctive status with benefits that include:

  • Bank of the West rewards programfootnote2– Get 3 Points for every dollar spent on qualifying travel and restaurant purchases, and 1.5 Points for every dollar spent on other qualifying purchases
  • Enhanced travel protectionfootnote3—Enjoy greater peace of mind with Lost and Damaged Luggage and Trip Cancellation Insurance, Medical Evacuation Coverage, and MasterRental Theft and Damage Coverage for rental vehicles
  • No foreign transaction feesfootnote4—Make purchases from international merchants, or when traveling abroad, without foreign transaction fees
  • Wealth Management concierge servicefootnote3—Take advantage of complimentary 24/7 assistance with special requests, personalized travel recommendations, and access to exclusive events
  • Upgraded shopping securityfootnote3—Shop confidently with Identity Theft Resolution Services, Purchase Assurance, and Extended Warranty protection

Mortgages and Home Equity Lines of Credit

We will recommend a financing approach that integrates with your overall plan and includes solutions that recognize your Wealth Management status, including:

  • Relationship discounts for Wealth Management clients (Download details)
  • Fixed- and adjustable-rate mortgages with higher debt ratios based on income or assetsfootnote5
  • Home equity lines of credit secured by your primary residence, vacation home, or investment property.

Investment Lines of Credit

With an Investment Line of Credit—an exclusive Wealth Management client benefit—you can borrow against eligible assets held at Bank of the West and our affiliated broker/dealer, BancWest Investment Services.footnote* This allows you to:

  • Unlock the value of eligible assets and investments to meet liquidity needs
  • Stay invested and potentially avoid unintended tax consequencesfootnote6
  • Avoid setup, non-use, and cancellation fees

Connect with an Advisor by phone through Privilege Connect with 24/7 assistance

Call: 1-800-435-1912, TTY: 1-800-659-5495
International Call Collect: +1-925-975-3202, TTY: +1-402-918-6495

Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.