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SBA Loans

Put your business plan into motion

Get the funds to expand your business, buy out a partner, purchase commercial property, build a new facility, upgrade equipment, and more.

Paycheck Protection Program (PPP)
Apply now for PPP loan forgiveness at our PPP Loan Forgiveness Resource Center.

Not in California?
sba lender

SBA loans offer key advantages

As an SBA Preferred Lender, we're authorized to approve loans in-house; simplifying and expediting the approval process.

Started by the U.S. Small Business Administration to help small businesses grow, SBA loans offer key advantages over most traditional loans.

  • Higher loan amounts
  • Lower down payments
  • Longer Terms

SBA 7(a) Loan

Projects

  • Real estate purchase, refinance, or construction

    Business acquisition or partner buyout

    Equipment purchase or refinance

    Medical practice start-up

    Working capital

  • Key Features

  • Up to 90% financing

    Up to 25 years, fully amortized

    Fixed and variable rates

  • Feesfootnote1

  • SBA guarantee fee

    Loan packaging fee

    Environmental/Appraisal fee when applicable

    Additional fees may be applicable for construction loans

    Fees may be financed

Contact Us

Talk to a business banker at your nearest branch

SBA 504 Loan

    Projects

  • Real estate purchase or construction

    Equipment purchase

  • Key Features

  • Up to 90% financing

    Up to 25 years, fully amortized

    Fixed and variable rates

  • Feesfootnote1

  • Loan origination fee

    Environmental/Appraisal fee when applicable

    Additional fees may be applicable for construction loans

    Fees may be financed

Contact Us

Talk to a business banker at your nearest branch

Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.