Flexible financing that’s ready when you are
Maximize your negotiating power and minimize interest costs with our Flex Line Term Loan1. Talk to a Business Banker today.
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If you have big purchases on the horizon, set yourself up for success with our Flex Line Term Loan. This non-revolving line of credit gives you a drawdown period of up to 12 months, so you can negotiate the best deal knowing your financing is already approved—and you can minimize interest costs by using your funds only when you're ready to buy. At maturity, the balance converts to a fully amortized loan with a term of up to five years.
- Loan amounts from $10,000 to $1,500,000
- A 12-month draw period with interest-only payments
- A loan term up to five years with principal + interest payments
- A choice of variable or fixed rate
- Competitive pricing
- A discounted rate when you use our Automatic Payment Option
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Choose your state of legal residence. We can then give you information about the products and services available in your area.
Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.