If you have big purchases on the horizon, set yourself up for success with our Flex Line Term Loan. This non-revolving line of credit gives you a drawdown period of up to 12 months, so you can negotiate the best deal knowing your financing is already approved—and you can minimize interest costs by using your funds only when you're ready to buy. At maturity, the balance converts to a fully amortized loan with a term of up to five years.
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Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.