Man farming
Agriculture loans

Work with an agricultural leader

Get the financing you need to help grow your agribusiness with our Agriculture Loans1.

Talk to a Business Banker

1-800-400-2781

TTY 1-800-487-1443

Have a Banker Contact Me Find a Branch

As the third largest agricultural lender in the U.S.2,
you can count on us for the solutions you need.

Operating Line

Ideal for:
Subsidizing feed or grazing costs, pre-paying next year's production, or covering expenses prior to harvesting

This short-term credit solution provides:

  • Easy access to funds
  • Competitive pricing and a low annual fee
  • A discounted rate when you use our Automatic Payment option

Loan Amounts

  • $26,000–$500,000

Farm Flex Loan

Ideal for:
If you have big purchases on the horizon and want to negotiate the best deal knowing your financing is already approved

This innovative financing solution secured by new or used equipment or vehicles, cash, general assets, or real estate offers:

  • A 12-month draw period with interest-only payments
  • A loan term up to five years with principal plus interest payments
  • A choice of variable or fixed rate
  • Competitive pricing and no closing costs

Loan Amounts

  • $10,000–$500,000

Term Chattel Loan

Ideal for:
Buying new/used equipment, breeding livestock, purchasing intermediate farm assets, or arranging long-term working capital

This long-term financing solution offers:

  • Flexible payments structured to match your anticipated cash flow
  • A loan term up to seven years
  • A fixed or variable interest rate
  • Competitive pricing initial loan fee

Loan Amounts

  • $10,000–$500,000+

Farm Real Estate Loan

Ideal for:
Purchasing land to grow your agribusiness or expanding your operations

This flexible term loan secured by farm land features:

  • Flexible payments structured to match your anticipated cash flow
  • Multiple term options
  • A fixed or variable interest rate
  • A discounted rate when you use our Automatic Payment Option

Loan Amounts

  • $10,000–$1,000,000

Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.