classic business checking

Checking with more business transactions and deposits

Get more monthly business transactions from a leading sustainable bank.footnote1

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Not in California?

Account features


  • Up to $5,000 coin and currency deposited or furnished per monthfootnote2
  • 150 transactions included per monthfootnote3
  • Business debit card
  • Online tools to manage payments, cash flow and expenses
  • $5 overdraft fee buffer—no overdraft fees when your account is overdrawn by $5 or lessfootnote4

Waive the monthly service charge


We'll waive the $25 monthly service chargefootnote5 for the first two months. After that, it can be waived when you do one of the following:

  • Maintain a minimum daily balance of at least $5,000
  • Maintain an average monthly combined balance of $15,000 in linked Business Money Market, Savings, and/or CD accountsfootnote6,footnote7
  • Have a Bank of the West Merchant Services accountfootnote8 linked to your Classic Business Checking account
  • Have a Bank of the West Business Credit Card accountfootnote8 linked to your Classic Business Checking account

Mobile app with over 100,000 5-star ratings


  • Login with FaceID and fingerprintfootnote9
  • Deposit checks anytimefootnote10
  • Use Zelle® for business to send and receive paymentsfootnote11
  • Pay bills online

App Store rating

4.8
Download on the App Store Get it on Google Play

Easily send and receive payments


What you'll need to open a business account

Learn More

When your bank helps finance a more sustainable future, so do you

100%

Banks can lend up to 100% of their customers' deposits.footnote14 Do you know what your money is funding?

$230 BILLION

$230 billionfootnote15 is the amount that BMO has committed to green, social and sustainable lending, underwriting, advisory services, and investment by 2025.

Getting started is easy

Call today to speak with a Business banker:
1-888-789-2345 / TTY 1-800-659-5495

Disclosure Information

Showing information for California

Deposit Account Disclosure for Business Accounts

Schedule of Fees and Charges for Business Deposit Accounts

Classic Business Checking Account Guide

Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.