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classic business checking

Checking with more business transactions and deposits

Get more monthly business transactions from the bank that won't use your money to fund Arctic drilling or big tobacco.

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Not in California?

Account features

  • Up to $5,000 coin and currency deposited or furnished per monthfootnote1
  • 150 transactions included per monthfootnote2
  • Business debit card
  • Online tools to manage payments, cash flow and expenses
  • $5 overdraft fee buffer—no overdraft fees when your account is overdrawn by $5 or lessfootnote3

Waive the monthly service charge

We'll waive the $25 monthly service chargefootnote4 for the first two months. After that, it can be waived when you do one of the following:

  • Maintain a minimum daily balance of at least $5,000
  • Maintain an average monthly combined balance of $15,000 in linked Business Money Market, Savings, and/or CD accountsfootnote5,footnote6
  • Have a Bank of the West Merchant Services accountfootnote7 linked to your Classic Business Checking account
  • Have a Bank of the West Business Credit Card accountfootnote7 linked to your Classic Business Checking account

Mobile app with over 100,000 5-star ratings

  • Login with FaceID and fingerprintfootnote8
  • Deposit checks anytimefootnote9
  • Use Zelle® for business to send and receive paymentsfootnote10
  • Pay bills online

App Store rating


Easily send and receive payments

What you'll need to open a business account

Learn More

Getting started is easy

Call today to speak with a Business banker:
1-888-789-2345 / TTY 1-800-659-5495

Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.