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Choice Business Checking

Premium business checking with all the benefits

Get maximum transactions and increased currency deposit limits without compromising your values.

Apply Now Find A Branch
Not in California?

Account features

  • Up to $20,000 coin and currency deposited or furnished per monthfootnote1
  • 500 transactions included per monthfootnote2
  • Business debit card
  • Online tools to manage payments, cash flow and expenses
  • $5 overdraft fee buffer—no overdraft fees when your account is overdrawn by $5 or lessfootnote3
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Additional benefits

  • Bonus rates on a linked Business Money Market Select accountfootnote4
  • 10 incoming domestic or international wires per statement cycle at no costfootnote5
  • Waived annual fee on BusinessLink Reserve Linefootnote6
  • No fees to receive a paper or online statement
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Waive the monthly service charge

We'll waive the $40 monthly service chargefootnote7 for the first two months. After that it can be waived when you do one of the following:

Maintain a minimum daily balance of at least $25,000
Maintain an average monthly combined balance of $50,000 in linked Business Money Market, Savings, and/or CD accountsfootnote8,footnote9

Mobile app with over 100,000 5-star ratings

  • Login with FaceID and fingerprintfootnote10
  • Deposit checks anytimefootnote11
  • Use Zelle® for business to send and receive paymentsfootnote12
  • Pay bills online

App Store rating

4.8
Download on the App Store Get it on Google Play

Easily send and receive payments

What you'll need to open a business account

Learn More

When your bank helps finance a more sustainable future, so do you

100%

Banks can lend up to 100% of their customers' deposits.footnote15 Do you know what your money is funding?

$230 BILLION

$230 billionfootnote16 is the amount that BMO has committed to green, social and sustainable lending, underwriting, advisory services, and investment by 2025.

Getting started is easy

Call today to speak with a Business banker:
1-888-789-2345 / TTY 1-800-659-5495

Disclosure Information

Showing information for Arizona

Deposit Account Disclosure for Business Accounts

Schedule of Fees and Charges for Business Deposit Accounts

Choice Business Checking Account Guide

Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.