Small Business Debit Card

Business checking from a leader in sustainability

We help make managing your money easier, all backed by one of North America’s most sustainable banks.footnote1

Use our recommendation tool to find the business checking
account that's best for you.

Compare Business Accounts
Any Deposit Checking for Business

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An account with no minimum balance requirements

Classic Business

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An account designed for the everyday and long-term needs of an active business

Choice Business

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All the benefits of Classic Business Checking—plus more services and relationship benefits

Monthly service charge $10 or $0

with just one qualifying deposit per statement cycle.
Learn how to waive. 
$25 or $0

with multiple ways to waive the monthly service charge.
Learn how to waive.
$40 or $0

with two ways to waive the monthly service charge.
Learn how to waive. 
Max coin and currency deposited or furnished per monthfootnote2 $2,500 $5,000 $20,000
Transactions included per monthfootnote3 50 150 500
Business debit card
Online tools to manage payments, cash flow and expenses
$5 overdraft fee bufferfootnote4
Bonus rates on a linked Business Money Market Select accountfootnote5
10 incoming domestic or international wires per statement cycle at no costfootnote6
Waived annual fee on BusinessLink Reserve Linefootnote7
No fees to receive a paper or online statement
Waived monthly service charge for the first two statement cyclesfootnote8
Opening deposit $100 $100 $100
Waive monthly service charge when you do just one of the following:
Make any deposit each monthfootnote9
Maintain a minimum daily balance of at least: $5,000 $25,000
Maintain an average monthly combined balance in Linked Business Money Market, Savings, and/or CD accounts of at leastfootnote10,footnote11: $15,000 $50,000
Have a Bank of the West Merchant Services accountfootnote12 linked to your checking account
Have a Bank of the West Business Credit Card accountfootnote12 linked to your checking account

Mobile app with over 100,000 5-star ratings

  • Login with FaceID and fingerprintfootnote13
  • Deposit checks anytimefootnote14
  • Use Zelle® for your business to send and receive paymentsfootnote15
  • Pay bills online

App Store rating


Meeting the unique needs of larger businesses

Businesses with more complex needs can count on us to provide customized, sophisticated treasury solutions. Ask your banker if an Analyzed Business Checking account is right for you.

What you’ll need to open a business account

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Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.