BUSINESS CDS

Put your money to work

With competitive fixed interest rates and a wide range of terms, our FDIC-insured CDs can help to reach your business goals.

Talk to a Business Banker
1-800-488-2265
TTY 800-659-5495

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What you'll need to open an account 

Flexible Term CD

Customers who want a flexible term CD with a low opening balance.


  • Minimum to open: $1,000
  • Interest is calculated using the daily balance method, paid as frequently as monthly but at least once a year
  • Withdrawal is restricted until maturity
  • Statements are annual, or monthly when combined with a checking account
  • Terms from 32 to 365 days or 12 to 60 months. Automatic renewal at maturity with a 10-day grace period.

Premium CD

Customers who want to earn a higher interest rate for a specific period.


  • Minimum to open: $2,500
  • Interest is calculated using the daily balance method, paid as frequently as monthly but at least once a year
  • Withdrawal is restricted until maturity
  • Statements are annual, or monthly when combined with a checking account
  • Fixed terms from 3 to 60 months. Automatic renewal at maturity with a 10-day grace period.

Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.