Open a Classic Savings account

Offers our lowest opening deposit and makes an easy way for you to put a little extra money away.

Three easy ways to waive the monthly service charge of $5

Use Auto-Save1
to set up recurring monthly transfers of $25 or more from your Bank of the West personal checking account
Maintain an average monthly balance
of $300 ($50 in Minnesota)
Primary account holder
is 18 years old or younger

Today's Annual Percentage Yield (APY*)

0.01% APY*

On all balances

Annual Percentage Yield (APY) is accurate as of 01/19/2018

View Rates

Features and Benefits

  • $25 to open
  • No fees for deposits and withdrawals in-branch or ATM
  • Interest compounded daily and paid monthly
  • Limited to six pre-authorized, automatic or recurring transfers per month (excess withdrawal fee of $15)2
  • Deposits FDIC insured

Cutting-edge, mobile on-the-go access lets you bank anywhere, anytime

Mobile Deposit
Mobile Alerts3
mobile app
Mobile Payments
Make Transfers

Call Customer Service for assistance. See all Customer Service options.

open account

Open a Choice Money Market or Classic Savings account today. It only takes a few minutes.


Showing information for California

1If there are not sufficient funds in your checking account to complete a scheduled Auto-Save transfer to your savings or money market account, no transfer will occur, even if you have available overdraft protection through Savings Overdraft Protection and/or Gold Line. This means that if your savings or money market account monthly service charge would have been waived as a result of an eligible Auto-Save or recurring transfer from your checking account, you may incur a monthly service charge for that statement cycle.

2Federal regulation requires that all money market and savings accounts be strictly limited to a total of no more than six (6) transactions by check, draft, debit card or similar order payable to third parties and/or pre-authorized, automatic or telephone transfers from the account either to a third party or to another account (includes Online Banking transfers). This applies per statement cycle for money market accounts or per calendar month for savings accounts. For each transaction in excess of six (6) an Excess Withdrawal Fee will be charged regardless of the account balance, other fees or type of withdrawal. Please refer to the Schedule of Fees and Charges for your state in our Disclosure link below for details.

3Wireless carriers may charge fees for text transmissions or data usage.

*Rates may change at any time without prior notice, before or after the account is opened. Fees could reduce earnings on the account. Additional restrictions may apply.