SBA Paycheck Protection Program (PPP)

Since accepting applications for the Paycheck Protection Program beginning on April 4, 2020, Bank of the West has received a significant volume of applications. As we work on processing those applications from our business customers, we have paused acceptance of new PPP loan applications. We will review all the applications we’ve received and we will contact applicants by email soon on the status of their request.

Start Planning for PPP Loan Forgiveness

If your small business has been approved for a PPP loan, we encourage you to plan ahead to ensure you’ll be eligible for loan forgiveness through the SBA. See our latest updates about preparing for PPP loan forgiveness.

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If you applied for a PPP loan with Bank of the West, here are some FAQs, and also some difficult questions that you may be asking:

Additional Resources

We understand that your business may need immediate financial help. One alternative you may consider is applying for an SBA Economic Injury Disaster Loan (EIDL). You can apply directly on the SBA's website for up to $2 million in EIDL financing. Additionally, as part of the CARES Act, the SBA is providing up to $10,000 in advance funding if you are approved for an EIDL loan. Please note that Bank of the West does not administer these loans – you must apply directly with the SBA.

Main Street Lending Program (MSLP)

In April 2020, the Federal Reserve announced $2.3 trillion in loans to support the economy, including $600 billion for the Main Street Lending Program (MSLP). MSLP offers 5-year loans to companies employing up to 15,000 workers or with revenues of $5 billion or less. You can review full program details on the Federal Reserve Bank of Boston website (

Bank of the West is now accepting MSLP financing applications from clients with an existing extension of credit with Bank of the West. MSLP financing is subject to due diligence and credit approval. If your company is interested in requesting MSLP financing or learning more about this important program, please contact your Relationship Manager or your Branch Representative.

Corporate and commercial banking customers

We are prepared to offer financial solutions and continue to provide uninterrupted service and support to our corporate and commercial clients as we understand that you may experience disruption to your business at this time.

Our Relationship Managers are connecting with customers and discussing solutions on a case by case basis. Please reach out to your Relationship Manager if you have any questions or need assistance.

Temporary branch banking changes

Make an Appointment

To allow for social distancing, we ask that our customers book a 30 minute appointment with a banker prior to visiting a branch.

Branches with a drive-up window

The branch lobby will be open with controlled branch access, and the drive-up window will remain open to serve you.

Branches with no drive-up window

The branch lobby will remain open, though we will be limiting the number of customers in the branch at a time.

Bank Locator

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We are safe, stable and secure

  • Bank of the West is a member of the FDIC, so your deposits will remain secure with us3.
  • With a Tier-1 Risk-Based Capital Ratio above 12% (more than 2 times the regulatory minimum), you can trust that we'll remain in a strong position to meet your credit and liquidity needs4.
  • We are a wholly owned subsidiary of BNP Paribas. That means Bank of the West, along with our customers, has the full support of the 7th largest financial institution in the world.
  • Finally, with our diverse sources of funding and ample access to contingent liquidity, our customers can count on us to have their liquidity needs met 4.

A message from our CEO

Please take a moment to read a letter from CEO Nandita Bakhshi

Economic outlook

Our Chief Economist, Scott Anderson, analyzes international, national, and regional economic trends. Click here to read his latest post about the global economic impact of the COVID-19 pandemic.

Market commentary

Helping you navigate the financial market headlines.
Our investment teams are keeping a close eye on the markets and sharing their views on our Market Commentary page.

We are in this together

We recognize that banking is an essential part of everyday life. We will continue to evolve our response rapidly with expertise from public health authorities, with your health and well-being in mind, as a top priority for us. Please check back for updates, and visit the CDC website or call your local health department for the most up-to-date information on COVID-19.

Legal information and Disclosures

1 All loans are subject to certain eligibility requirements and SBA approval.  Applicant is responsible for the accuracy and completeness of all information.  The application must be completed in full and signed, and be accompanied by the submission of all required documents, before Bank of the West will submit it to the SBA.   A loan is not approved until the SBA has issued its confirmation.  Bank of the West is not responsible for errors or omissions by Applicant in completing the application.  Bank does not have control over the time or order in which SBA will review loan applications.  Bank is not responsible for delays in processing resulting from high volumes of applications or the submission of applications that do not include required documentation. Please redact or do not include personal identifiers, such as names and social security numbers or tax identification numbers of employees, if you send information by email.