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Know your business risks so you can manage them

Many businesses may not be fully aware of the risks they face in their day-to-day operations, which could hurt their productivity and profitability. But at Bank of the West, risk management is an integral part of everything we do.

Our experienced Relationship Managers help our clients identify their business risks and then pinpoint the most effective solutions and services to mitigate those risks while helping them achieve their overall business goals.

Liquidity risk

If a business is short on cash, we can help determine the best solution to bridge that gap, from loans and lines of credit to asset-based lending and working capital solutions.footnote1 If a business has excess cash, we can help maximize returns through a wide array of fixed income investment and deposit products.

Interest rate risk

To help you customize or reduce your interest rate uncertainties, we offer interest rate risk derivative solutions.footnote2 These can be useful in addressing needs such as locking in a fixed interest rate on a forthcoming loan funding or refinancing, converting existing floating rate loan outstandings to fixed rates, or reducing the variability in your overall expenses by fixing your interest expense.

Foreign country and currency risk

Understanding your company’s exposure across borders, including earning profits in one currency while being invoiced in another currency, is a critical part of managing risk. Our Global Trade Solutions can help mitigate the risk of conducting cross-border business.

And our foreign exchange experts can help manage currency movements with customized hedging strategiesfootnote3 to protect and potentially improve profitability wherever a business operates.

Tell us where you live

Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.