Any Deposit Checking:
It's That Easy

Any Deposit Checking:
It's That Easy

$0 Monthly service charge with any deposit per statement1
No minimum balance requirement
From a bank that doesn't finance Arctic drilling or big tobacco

Open online in about 5 minutes

Backed with the technology and tools you need

Mobile app with over 100,000 5-star ratings

Deposit checks from virtually anywhere2

Face & fingerprint app sign-in for easy access2

Scan your bills and pay them quickly3

Pay friends & family, right from the app

View your monthly cash flow with a tap

Mobile app with over 100,000 5-star ratings

Face & fingerprint app sign-in for easy access2

Pay friends & family, right from the app

Deposit checks from virtually anywhere2

Scan your bills and pay them quickly3

View your monthly cash flow with a tap

Our Commitment to the Planet

Other banks use your money to finance things like Arctic drilling, tar sands mining, and big tobacco.

We don't. We have the strongest environmental policies of any major US bank.4

Safe & Trusted

Over 100,000 5 Star Ratings

"Should be Bank of the Best"

★★★★★

App Store Review

Security and support you can depend on

Your deposits are FDIC Insured up to $250,0005

Zero liability on fraudulent debit card transactions6

Local branches and ATMs near you.

Open online in about 5 minutes

Legal information and Disclosures

1$10.00 monthly service charge waived with one deposit of any amount ($0.01 or more) each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount ($0.01 or more). No monthly service charge if any account owner is under 25 years of age.

2Touch ID is available only for newer iPhone models (5S and later) using iOS 8 or higher. Face ID is available only iPhone models X and later. Use of your Mobile device requires enrollment in Online Banking and download of our Mobile App. Wireless carriers may charge fees for text transmissions or data usage. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS 9 and greater and on Android mobile devices with OS 5 and greater. Mobile deposits made before 7 pm PT will be processed the same business day and made available within two business days. Longer delays may apply based on the type of items deposited, amount of the deposit, account history or if you have recently opened your account with us.

3Fees apply to expedited delivery options. A valid delivery address is required for Overnight Checks.

4Read more about our restrictive fossil fuel policies here. Major U.S. banks are U.S. banks with assets in excess of $90B

5Up to the maximum established by the FDIC per depositor and ownership type. Read more here.

6Conditions and restrictions apply. Your liability for unauthorized use of your debit card for debit transactions processed through the Mastercard® system will be zero dollars ($0) provided the following conditions are met: (1) you can demonstrate that you exercised reasonable care in safeguarding the debit card from risk of loss or theft; and (2) upon becoming aware of a loss or theft, you promptly report the loss or theft to Bank of the West. Refer to the "Consumer Liability of Unauthorized Transfers" and "Mastercard Debit Card Zero Liability" sections of your Deposit Account Disclosure and Safe Deposit Box Rental Agreement Terms and Conditions for Personal Accounts for details.

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Choose your state of legal residence. We can then give you information about the products and services available in your area.

Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.