Any Deposit Checking
It's That Easy

no monthly charge

No monthly service charge with any deposit per statement1

no minimum

No minimum balance required

sustainable banking

From a bank that doesn't finance Arctic drilling or Big Tobacco

Any Deposit Checking
It's That Easy

No monthly service charge with any deposit per statement1

no minimum

No minimum balance required

From a bank that doesn't finance Arctic drilling or Big Tobacco

Open in about 5 minutes

Plus, enjoy all the benefits of our convenient digital features:

Over 100,000 5-Star App Reviews

"Should be BANK OF THE BEST"

stars

App Store Review

biometrics

Face & fingerprint app sign-in for easy access2

peer to peer payments

Pay friends & family, right from the app2

checks

Deposit checks from virtually anywhere2

bills

Scan your bills to pay them quickly3

Open in about 5 minutes


Legal information and Disclosures

1$10.00 monthly service charge waived with one deposit of any amount each statement cycle. Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. Opening deposit can be any amount ($0.01 or more). No monthly service charge if any account owner is under 25 years of age

2Enrollment in Online Banking and download of our Mobile App is required. Wireless carriers may charge fees for text transmissions or data usage. Message frequency depends on account settings. Text HELP to BKWST (25978) for help. Availability of Mobile Banking may be affected by your mobile device's coverage area. Mobile Banking requires an internet-ready phone and is supported on Apple iPhone devices with iOS 9 and greater and on Android mobile devices with OS 5 and greater. Mobile deposits made before 7 pm PT will be processed the same business day and made available within two business days. Longer delays may apply based on the type of items deposited, amount of the deposit, account history or if you have recently opened your account with us. There is no fee for enrolling with or sending money using Zelle in Bank of the West Online or Mobile Banking. Other Bank of the West fees (such as stop payment and overdraft fees) may apply. Refer to your Schedule of Fees and Charges for details. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Must have a bank account in the U.S. to use Zelle.

3Fees apply to expedited delivery options. A valid delivery address is required for Overnight Checks.

4Up to the maximum established by the FDIC per depositor and ownership type. Read more here.

5Conditions and restrictions apply. Your liability for unauthorized use of your debit card for debit transactions processed through the MastercardĀ® system will be zero dollars ($0) provided the following conditions are met: (1) you can demonstrate that you exercised reasonable care in safeguarding the debit card from risk of loss or theft; and (2) upon becoming aware of a loss or theft, you promptly report the loss or theft to Bank of the West. Refer to the "Consumer Liability of Unauthorized Transfers" and "Mastercard Debit Card Zero Liability" sections of your Deposit Account Disclosure and Safe Deposit Box Rental Agreement Terms and Conditions for Personal Accounts for details.

6Major U.S. banks are U.S. banks with assets in excess of $90B. Read more about our restrictive fossil fuel policies here

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Note: Bank of the West has branches only in the states listed in the drop-down. At this time, we only open accounts for individuals and businesses in these states.