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¹ This offer is valid for new or existing BancWest Investment Services, Inc. ("BWIS") customers, and is limited to one "Eligible Account" (as defined below) per customer. The maximum cash bonus allowable for an Eligible Account is $2,500 within a six-month period. "Qualifying Assets," for purposes of this offer, shall mean assets (i.e., cash, securities, fixed and variable annuities, and real estate investments trusts) deposited or transferred into the Eligible Account from outside BWIS or any BWIS affiliate within 60 days of enrollment, minus assets withdrawn or transferred out of Eligible Accounts within such 60-day period. Life insurance holdings and other assets not listed above are not "Qualifying Assets" and are not eligible for this offer. Qualifying Assets will be valued at the time BWIS receives such assets. An "Eligible Account" is a BWIS account that holds Qualifying Assets, and that has been enrolled to receive this offer prior to depositing or transferring any Qualifying Assets. Eligible Accounts do not include any account the inclusion of which is prohibited by law or may result in a breach of any fiduciary duty, law or regulation, including, but not limited to, the Employee Retirement Income Security Act of 1974 ("ERISA"). Customers with Qualifying Assets of $50,000-$74,999.99 may receive a bonus in the amount of $200; customers with Qualifying Assets of $75,000-$249,999.99 may receive $300; customers with Qualifying Assets of $250,000-$499,999.99 may receive $700; customers with Qualifying Assets of $500,000-$999,999.99 may receive $1,250; customers with Qualifying Assets of $1,000,000 or more, may receive $2,500. If all requirements for this offer are met, Qualifying Assets will be calculated as of the 60th day after enrollment and the cash bonus will be credited to the Eligible Account within six weeks. The minimum Qualifying Assets for the applicable bonus amount must be maintained in the Eligible Account for one year from the date on which BWIS receives such assets or BWIS may charge the account the amount of the bonus. Any applicable taxes associated with the cash bonus are the responsibility of the BWIS account holder. To the extent required by law, BWIS will report the total value of this bonus to the IRS on Form 1099-INT for the applicable tax year in which the bonus was paid. Customers should consult a tax professional to determine the appropriate tax treatment for this bonus offer. Employees or associated persons of FINRA, any FINRA member firm (other than BWIS), or a U.S. exchange are not eligible for this offer. Employees, associated persons, and customers of First Hawaiian Bank and First Hawaiian Investment Services are not eligible for this offer. Offer is non-transferrable and only valid in the United States. BWIS reserves the right to modify or cancel this offer at any time. Void where prohibited.

Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, Member FINRA/SIPC, and an SEC-registered investment adviser. Financial Advisors are Registered Representatives of BancWest Investment Services. Fixed annuities/insurance products are offered through BancWest Insurance Agency in California, (License #0C52321), through BancWest Insurance Agency in Utah and through BancWest Investment Services, Inc. in AZ, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, WA, WI, WY, HI, GUAM and CNMI. Bank of the West and its various affiliates and subsidiaries are not tax or legal advisors.

BancWest Investment Services is a wholly owned subsidiary of Bank of the West and a part of the Wealth Management Group. BancWest Corporation is the holding company for Bank of the West. BancWest Corporation is a wholly owned subsidiary of BNP Paribas.

² Market View Powered by BancWest Investment Services.

All information (the "Interactive Data Information") provided by Interactive Data Real-Time Services, Inc. (together with its affiliates collectively referred to as "Interactive Data") is owned by or licensed to Interactive Data and any user is permitted to use such Information only for such user's personal use. In no event shall any user publish, retransmit, redistribute or otherwise reproduce any Interactive Data Information in any format to anyone, and no user shall use any Interactive Data Information in or in connection with any business or commercial enterprise, including, without limitation, any securities, investment, accounting, banking, legal or media business or enterprise.

Prior to relying on any Interactive Data Information and/or the execution of a security trade based upon such Information, you are advised to consult with your broker or other financial representative to verify pricing information.

THE INTERACTIVE DATA INFORMATION IS PROVIDED TO THE USERS "AS IS." NEITHER INTERACTIVE DATA, NOR ITS AFFILIATES, NOR ANY THIRD PARTY DATA PROVIDER MAKE ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND REGARDING THE INTERACTIVE DATA INFORMATION, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. NEITHER INTERACTIVE DATA, NOR ITS AFFILIATES, NOR ANY THIRD PARTY DATA PROVIDER WILL BE LIABLE TO ANY USER OR ANYONE ELSE FOR ANY INTERRUPTION, INACCURACY, ERROR OR OMISSION, REGARDLESS OF CAUSE, IN THE INTERACTIVE DATA INFORMATION OR FOR ANY DAMAGES (WHETHER DIRECT OR INDIRECT, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY) RESULTING THEREFROM.

Investment and Insurance Products:

Not FDIC insured
Not bank guaranteed
May lose value
Not a deposit
Not insured by any federal government agency

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