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BancWest Investment Services¹

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¹ This offer is valid for new or existing BancWest Investment Services, Inc. ("BWIS") customers, and is limited to one "Eligible Account" (as defined below) per customer. The maximum cash bonus allowable for an Eligible Account is $2,500 within a six-month period. "Qualifying Assets," for purposes of this offer, shall mean assets (i.e., cash, securities, fixed and variable annuities, and real estate investments trusts) deposited or transferred into the Eligible Account from outside BWIS or any BWIS affiliate within 60 days of enrollment, minus assets withdrawn or transferred out of Eligible Accounts within such 60-day period. Life insurance holdings and other assets not listed above are not "Qualifying Assets" and are not eligible for this offer. Qualifying Assets will be valued at the time BWIS receives such assets. An "Eligible Account" is a BWIS account that holds Qualifying Assets, and that has been enrolled to receive this offer prior to depositing or transferring any Qualifying Assets. Eligible Accounts do not include any account the inclusion of which is prohibited by law or may result in a breach of any fiduciary duty, law or regulation, including, but not limited to, the Employee Retirement Income Security Act of 1974 ("ERISA"). Customers with Qualifying Assets of $50,000-$74,999.99 may receive a bonus in the amount of $200; customers with Qualifying Assets of $75,000-$249,999.99 may receive $300; customers with Qualifying Assets of $250,000-$499,999.99 may receive $700; customers with Qualifying Assets of $500,000-$999,999.99 may receive $1,250; customers with Qualifying Assets of $1,000,000 or more, may receive $2,500. If all requirements for this offer are met, Qualifying Assets will be calculated as of the 60th day after enrollment and the cash bonus will be credited to the Eligible Account within six weeks. The minimum Qualifying Assets for the applicable bonus amount must be maintained in the Eligible Account for one year from the date on which BWIS receives such assets or BWIS may charge the account the amount of the bonus. Any applicable taxes associated with the cash bonus are the responsibility of the BWIS account holder. To the extent required by law, BWIS will report the total value of this bonus to the IRS on Form 1099-INT for the applicable tax year in which the bonus was paid. Customers should consult a tax professional to determine the appropriate tax treatment for this bonus offer. Employees or associated persons of FINRA, any FINRA member firm (other than BWIS), or a U.S. exchange are not eligible for this offer. Employees, associated persons, and customers of First Hawaiian Bank and First Hawaiian Investment Services are not eligible for this offer. Offer is non-transferrable and only valid in the United States. BWIS reserves the right to modify or cancel this offer at any time. Void where prohibited.

Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, Member FINRA/SIPC, and an SEC-registered investment adviser. Financial Advisors are Registered Representatives of BancWest Investment Services. Fixed annuities/insurance products are offered through BancWest Insurance Agency in California, (License #0C52321), through BancWest Insurance Agency in Utah and through BancWest Investment Services, Inc. in AZ, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, WA, WI, WY, HI, GUAM and CNMI. Bank of the West and its various affiliates and subsidiaries are not tax or legal advisors.

BancWest Investment Services is a wholly owned subsidiary of Bank of the West and a part of the Wealth Management Group. BancWest Corporation is the holding company for Bank of the West. BancWest Corporation is a wholly owned subsidiary of BNP Paribas.

¹ Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer, Member FINRA/SIPC, and SEC Registered Investment Adviser. Financial Advisors are Registered Representatives of BancWest Investment Services. Fixed annuities/insurance products are offered through BancWest Insurance Agency in California, (License #0C52321) and through BancWest Investment Services, Inc. in AZ, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY, HI, Guam and CNMI. Bank of the West and its various affiliates and subsidiaries are not tax or legal advisors.

BancWest Investment Services is a wholly owned subsidiary of Bank of the West. Bank of the West is a wholly owned subsidiary of BNP Paribas.

Investment and Insurance Products:

Not FDIC insured
Not bank guaranteed
May lose value
Not a deposit
Not insured by any federal government agency

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